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A *multi national bank* is hiring for the role of customer service representatives
Requisites:
Any graduation.
Must be able to speak English fluently.
Flexible with shifts.
Experience: Even fresher may apply.
Salary best in the class.
If you possess the required skills & experience please forward your resume to:
m2thimmaiah@gmail.com
When is the good time to tell the company that I am 3 months pregnant. My date of joining is 18th of July. I understand by law I need to finish 80days with the company before I avail maternity benefits which I can easily do in next 3 months.
I want to understand if women who go on maternity leave during probation are treated differently or if there will be discrimination once I let them know about my situation. Wipro Accenture Allstate Quantiphi analytics pvt ltd.
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I got a call from DXC for senior Java developer position in Bucharest (Romania). They have mentioned a pay scale of 17k to 18k RON per month after tax cutting
If i got selected I am planning to move with my family.
Will there be any savings and what would be cost of living for a 3 member family there.
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I have 12+ yoe. I work in AWS with a 23L base, 13L JB and 5 RSU (29.8L ), L4. I am about to receive an offer from ADP . What band/grade would be great to negotiate. For ADP anything around 45L-48L including 12% variable (not sure about JB) is considered to be the right offer? I have another offer from Accenture 32L fixed, 10L variable, 6.4L JB. I guess wlb in Accenture would be more difficult than ADB?? What's your view fishes !!! Consider AWS and ADP in Hyderabad where Accenture in home town
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Saving : 2.5 cr
Age :34
All money invested in land
CTC: 20 lpa
I don't plan to save any money in fd and all, all I do is invest in land. Believe me that's the best investment.
Any suggestions how to achieve 1cr savings with 15 lpa
How did you save 80 lakhs in 30 yrs. What is your package journey in these 9 yrs curious to know
Started with 3, then switched to 7 then 10 then 14 then 24 then 35 then 41 now current.
Currently saving is 80L
Why you invest shares? Start any startup company invest your company and get profit show to invester your profit. You will be a Entrepreneur. Make use of it
Invest in stocks, learn investing a bit. I would give you one safe alternative to FDs. So FD are said to be safe investment with guaranteed returns but they are not safe as at most 5 lacs is guaranteed in case bank goes bankrupt. And interest is taxed at your slab rate ie Max 30%. So instead of going with FDs beyond 5lac invest in the share of same bank. Let's say you got 5lac FD in hdfc bank don't go beyond 5lac in FDs invest next 5lacs in hdfc bank stock. Check the past returns hdfc bank has doubled money every 4-5 years. So in case bank goes bankrupt too you can only recover 5lacs max in either scenarios. This way you are atleast getting more returns. And long term investment has tax of 10% irrespective of slab. So you get more returns and save on tax. Win win scenario.
.
Your yoe?
9
I'm putting numbers here in $$ as inr is a depreciating asset class.
1-2 Mil $ is sufficient for you to have retirement life in india after the age 40.
1 million dollar is like 8.25 crores. Isnt it too much to accumulate till 40? Not sure if we can really achieve that.
Bhai when did you cross 20 lpa? At what age
I would suggest to invest in some commercial property options, which would give you continuous source of income to reinvest , but you need to be careful about the location and type of property
Build a corpus of atleast 2 cr before thinking about retirement. 2cr is just a quarter of million dollars.
If you think stock market is risky just invest in index mutual funds and don't think about pulling out the money for the next five years.
First thing:
FD is not risk free! 5L is insured by one bank.
Gold is good.
Once you have enough security and have a recurring earning, you may take a little risk - index MF to start with.
Once you start getting returns, it will increase the confidence.
Have some cash/jewellery deposited in Bank lockers for emergency situations and keep some at home.
Gurgaon Dwarka Expressway ke kissi property mein niwesh kar dijiye
Sovereign gold bonds (rate is high now, still buy some and get next bulk if gold rate decrease till next order)✅
Liquid funds ✅
Mutual funds (Risky but still I'll suggest invest around 2.5 to 5L to portfolio with monthly dividend. Don't decide MFs by yourself as you don't have experience in that field. Find a certified trusted agent or investment company like motilal oswal) ☑️
Real estate brother.. it is a best investment you can do on buying comercial properties.
Best investment is in education
If you have children if not then if u find someone brilliant child take his responsibility provide him best coaching to clear IAS Or IPS, IIT this will return more than your expectation
Please DM me if you would like to build a portfolio of stocks giving you around 15% CAGR over a period of 5-7 years. I have helped lot of my my team members in achieving this over a period of time, with long term investing
Interested. Please share.
Bhai baki baaten to baad me ... Bdi impressive savings hai ... Nice .
Secondly if you want to venture in to mf investing then go by the sip way only since Markets are quite volatile. Just calculate whatever is your monthly expenditure and put the rest in mf since you already have 80 lakhs in your fds. Keep the fd money safe.
Why don't you invest in NPS, I believe it is good from retirement point of view assuming you retire at 60.
I still feel it's a good option , since 40% you can get as annuity which will be paid as a pension to you back.
Where do u work man? And on what? This much savings with 9 years exp is super impressive
I have made 1.2 crores with 36 age..13 years exp..all at usual service companies..no financial dependency from family side...with frugal living in Chennai able to do this..
Nowadays all are getting more salary..so should be bit easier for youngs guys
Considering rate of interest is 7%, and you started investing average 54k rupees into recurring deposit from the first month of your job , total amount with returns would be approx to 81 lakh lNR after 9 years of investment in RD or FD
Which means your salary was above 60 thousand rupees per month from the day 1 of your job.
And considering you have no liability and very less expenses of living, or don't have any other source of income.
Honestly speaking it's very very awesome amount of savings by using only FD or RD made by you and I am super motivated.
Mutual fund investment is safer than any kind of direct investment as there is fund manager engaged with the particular mutual fund.
You can consider investing in index fund , flexicap fund, bluechip fund for investing for longer duration like 10 years or more.
For short duration like 1 yr -5yrs , you can check debt fund or corporate bond fund.
So called financial advisor spotted
Bhai chai sutta bar ki branch lele
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Chal nhi rhi ajkal itni. Depends kaha khol rhe ho