Hello. My family in India are giving me a bit of money. Is it better to exchange the 2 lakh to USD there or in the US? I’m hearing there will be a lot of charges to exchange there but am not familiar. TIA

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Easiest is to swipe an Indian card in the US instead of transferring anything. Find an Indian bank (chase equivalent) that gives you a good exchange rates on international swipes and use the cash that way

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Make sure that bank does not charge foreign transaction fee.

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