Best robo advisors for new investors?

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Vanguard or Fidelity. Cheaper and better than Wealthfront or Betterment

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Is Schwab bad? I was a newbie and opened a Schwab Robo account six months, not impressed with the returns and how much cash they hold

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What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

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My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

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How to bring tax liability to zero for 15 lpa ctc?
Can I claim hra for less than one lakh per FY and Maximum housing loan benefits?

The rental place and property under loan are in same city.. Parents stay in rental ( I pay rent) and I have purchased new flat in same city for myself.

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Can somebody explain what the outlook for dogecoin is? Should I buy like 1000 shares?

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My son made 11k on Doge but it is a joke coin. Put some money into SHIBA another joke coin. I knew all the cryptos would come back after the big fall. It was an opportunity to buy. Polygon has held up through all this because of the news from Deutche Bank. Look at the real cryptos. Bought these.

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These “Financial gurus” on Bloomberg, MSN, FOX money etc just puss me off every time they open their mouth to bash cryptos. 2 days later they are always wrong... they should just STFU and realize...

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Any metaverse coins I should be looking at? What’s the next big thing? Have a few grand to gamble away.

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Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

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Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

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How many think marketcap of cryptos will reach 700 billion or more before year end?

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Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

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Can anyone shed some light on quant funds please? https://groww.in/mutual-funds/escorts-tax-plan-direct-growth
I am seeing stellar returns and extremely low expense ratios but apparently since they're quantitatively managed algorithms, they don't account for things like corona for example.

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Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

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Do we have tax calculator in tcs

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Hii sharks 🦈🦈🦈🦈

Can anyone of you please help in calculating how much will be my income tax per month(I am availing the Old tax regime)? Different IT calculators show different figures, not sure which is correct :(

And as for the interest amount in the Savings Account and Fixed Deposits, do both fall under "Income from Interest"? Or under "Other Income"? Or does Interest amount in Savings account fall under "Interest from Deposits - 80TTA"?

The figures are given in the screenshot 👇🏻

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I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

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Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

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Experienced folks pls share your views. I am planning to buy a 3bhk. All tower corners (4 sides) have 3bhk options available and I might get to choose inventory in any tower and on any floor. Point to note: North has City view, South has Hill view, W has Forest view & E has city view. If you were gonna buy a flat in this site what all things you would think and then make a decision. First time buying flat.

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More Posts

(Ppr league) Thoughts on starting Jaylen Samuels vs James White vs Kenyan Drake as my rb2.

Girlfriend mentioned my outfit looked very “nautical” today and didn’t even know my watch was a divers watch haha. What’s on your wrist this Sunday?

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Any insight on the growth opportunities, learning, work in data science in the Applied Intelligence India team?

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How to stop customer service from ruining your day?

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Companies hiring remote, experienced CL account managers with salaries of at least 90k. GO!!!

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Hi! Looking to see what the average salary range is for a Workman’s Comp Adjuster with one year of current experience, in the northeastern NJ area. I feel as though I’ve brought value to the company, eagerly take on side projects and additional work if requested, but also feel underpaid.

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How many people use the metro and or commuter bus to work? I’m European and lived in NY but I know that public transport is very different here. I’m thinking of speed, safety, reliability, and realistic expectation to use every day - TIA!

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My pie day pie (belated!) Ina Garten’s chocolate banana cream recipe. My first time ever making a pudding. I have to say it was amazing to go from muttering “oh shit” for a solid 20 minutes of mixing the eggs/milk too aggressively into a foam and finally seeing it condense into pudding. Deffo recommend trying it!

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Hello, I am in CA and am looking into the acquisition of a broker’s book of business, either in full or a percentage of, and/or looking for someone to partner with on that endeavor. I’m licensed in life, accident and health, and would prefer it to be that. If anyone has any advice for me on how and where to start, or anyone they’d like to put me in touch with I would greatly appreciate it

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This concept fascinates me & since I saw it on Reddit, I wanted to bring it here. Tell me what your experience has been like :)

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Chatter about a recession have anyone considering obtaining an additional job?

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I’ve been on the bench with J1 for about 3 months. I was worried that because I couldn’t find another project, I would get laid off so I found J2, which pays more, is very meeting heavy, but I really like. I’ve kept J1 because I’m still on the bench doing absolutely nothing and getting paid. Thinking about looking for a role on a project with J1 that’s not along my career path but will allow for me to do work with no calls so that I can manage both jobs. Does anyone have experience or advice?

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Does JPMorgan Chase scrutinize internet expenses bill for reimbursement? Like cross checking bill amount and account number with company

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Is it bad I am not extremely detailed oriented and often think wow has to be a way to automate this? Often times I need to just keep my head down and work but should I spend time improving processes?

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Hi fishes, i am currently working in cloud strategy domain and looking to move from Consulting to Industry. I don't have hands on cloud delivery experience hence unable to follow the cloud engineering track. Please suggest what could be some exit opportunities for me.
YOE: 3 post MBA
Total: 4

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Anyone in banking compliance JPMorgan Chase world can give me a referral? My female boss is very bad at me and sometimes laugh at my accent. I hope some of you can offer a helping hand to me. 🥺 Bank of America UBS Citi Morgan Stanley HSBC Deutsche Bank

Hi Fishes Schneider Electric
I have seen a job opening at Schneider, I tried registering also but I am not getting an interview call. Could you pls help me get a call
Skill : Apigee, API Management

Hey what’s Tuck like to go to

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Any thoughts on Guitar Center as a company? What’s their corporate culture like?

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Additional Posts in Personal Investment Chatter

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

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I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

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Marcus just cut their APY rate to 1.55%, down from 1.7%.

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Been using HMBradley since February and very happy so far. Getting 3% as advertised.

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Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

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I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

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Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

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Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

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What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

What platform do you guys use for buying ETFs ? Can you recommend high fielding ETFs ?

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Is buying into the VIX the best way to hedge for a mkt downturn?

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I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

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I finally decided to invest in cryptocurrency but not sure how and where to start. I am looking to invest from a long term perspective (5-10 years).

Are there any low risk steady increase options or is the whole crypto currency a high risk game?

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My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

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If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

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Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

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Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

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Hi everyone! Looking to add to my library of business books or self-improvement books! Any suggestions are welcomed, TIA 🙏

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Is BRK-B a buy right now?

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How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

likehelpful

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