Hey Fishes!   
I came across a really insightful post here related to avoid fraudulent investment propositions. It is critical that we have open, honest financial discussions. Most of us are new to money management and are still learning. Instead of relying on random selfish sources, let's share our queries and personal research on financial literacy+money.

joinfishbowl.com/bowl_xakz97ir3s

I'm sure, these interactions will enable us to improve our research & make better decisions

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

What is the *prime* amount of money to bring you happiness?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Roth vs Traditional 401k, thoughts?

Brand new into my career and I’m trying to juggle wanting to max my 401k, Roth IRA, and HSA, while also saving for a down payment on a house! I realize that with my current salary ($78k) doing all this is too ambitious. Any advice on streamlining my priorities and which ones I should give up on for right now? If anyone else has gone through something similar early in their career what did you do?

My son made 11k on Doge but it is a joke coin. Put some money into SHIBA another joke coin. I knew all the cryptos would come back after the big fall. It was an opportunity to buy. Polygon has held up through all this because of the news from Deutche Bank. Look at the real cryptos. Bought these.

Anyone in on IPOF call options?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Just watched the Polka King on Netflix and feel a little like Jan Lewan's investors. What exactly am I investing in?

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Anyone receive United Miles out of the blue? I got additional 30k, just don't know why

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

Anyone into crypto? What are the best apps for it?

What app do you guys use to buy? Seems like Coinbase only has 3 cryptos, RH only 2. Is there a single app that has all or a large selection to choose from ?

Did anyone apply for amex card as an employee, recently, after the acquisiions started ?

Anyone down to play tennis in Frisco/Plano?

Has anyone ever worked with Mark Pollard or Julian Cole? Are they as great as they seem?

I have a close friend who is interested in tech consulting in the region (Dubai/AD) in particular Accenture and IBM, would anyone be ok to have a chat? He’s keen to learn about the space and is looking to intern summer 2023, has completed multiple internships in Dubai.

My district just voted to go back 100% capacity beginning March 1st. Is anyone in this bowl already doing this? How has it gone? Are you fully vaccinated yet?

Any suggestions on good books on consulting for reading during holidays

Looking for Ramadan specials to watch and bond with my family. Anybody have good suggestions? Thank you in advance

Any account managers in here for chemical sales? Want to learn more about it...

Hi fishes

Actually there is one management group based in kolkata. They are offering me vendership for call center executive. But they are asking initial 1k per candidates for the insurance purposes. Insurance for assets they are providing like Mobile etc .

But I didn't connected with them via linkdin only. Can I trust them or they might be the fake one. I'm in very big confusion guys. I needed your suggestions.

Thanks in advance

Would you recommend the CVS test? I dont think I want to get it done due to the risks.

I’m around 21 weeks and have been dealing with a lot of leg, tailbone, back, and general muscle pain. Since I do work long hours Monday- Wednesday (10hr +) I’m trying find a comfortable chair to switch to. Any recommendations? Currently I’m switching every hour or so between my kneeling chair and standing.

One of my friend was asked to resign because she got pregnant . They specifically told her that they have strict policies and need complete commitment and you are not fit for the current role owing to your health. They have a king rule from management side and treat their employees as daily wage labor . Very bad HR and management

The old administrator at my department won't allow me to write on what I want, even though I thought that was implicit when I joined. Can I push her to allow me to take control of my research?

When do you think associates are usually let go in small practice groups that are currently being overwhelmed with work? Is it when it starts to slows down or when they already have a candidate to replace you? Just trying to figure out how long I have after annoying a partner 😂.

What level is a senior Partner Solution Architect - SAP?

What are thoughts on Rotman with $$? Debating between that and just wait another year for T15. International student looking for jobs in Canada, 720 GMAT, 3 yoe at big 4

Anyone heard of NYU-HKUST’s Master of Science in Global Finance program? What are your thoughts?

What impact has the prestige of your school had on your career?

I have 2 exams done and am starting work tomorrow. Any tips on keeping up with assignments and finishing these exams before they expire?

Can someone help me in facing a product management mock interview? Need someone who is a product manager. Pls DM

Hei Fishes,

I am looking for Data, Product Analytics and Business Intelligence opportunities. Currently serving notice period and LWD is 10th Apr'22. Please let me know if there is open position at your organization and I'll DM you.

Thanks!

Hi all. I am looking for an immediate job as a PO or PM in Delhi NCR. My LWD is 15 Dec

Best companies in India for Product manager role & Pay range?

#ProductManagement #ProductManager

Fellow Fishbowlers,
Need to discuss an offer I got from MasterCard for Director of Product, based in Pune, India. Below are my details:
I am a multiple time founder, ran my company for 4 years, a self funded startup, so no concept of salary. My last CTC with a US based firm as a consultant was USD 96000 until Jan 2021 (I was residing in India).
I have an offer in hand from a startup for 90 LPA + 1Cr worth of ESOPs.
What number should I start with and what should I really expect? Thanks much.

Submitted documents with capgemini for business data analyst, data strategy delivery group( capgemini invest) ,8.1 YOE. Already have an offer of 24 ctc from wipro. Before the interview i told my expectation as 30CTC. Will recruiter now lowball me? And how much would be variable pay %??

I am a Product owner and certified SAFe Product manager. Current organisation doesn’t have PM opportunities. Can I get a break in Product Management while switching to another company? Oh yes, I’m also an Insurance ( P&C ) expert. 11 yoe

Bangalore or Hyderabad, which market is expected to have better PM opportunities in next 5-10 years ?
Anyone betting big on remote PM Jobs in India?

What are your best 5 picks for companies to work as PM and why (optional) ?

Working as a PM for a client on behalf of Virtusa.

YOE - 8 years(3yrs as Dev +1 yr as BA + 4 yrs as PM)
Current Ctc - 15 lpa

I feel like I am getting underpaid. What should be the probable package i should ask for the next switch or should I continue with the existing company.

Suggestions are very much appreciated.

Anyone working in Dell or worked previously, could you please share how is Dell technologies as a company to work for?
What has been your experience and how long have you been with Dell?
If someone is working as a technical product owner, it would be great if you could share your experience n assist me?

Hi guys, is paytm money a good company for product management?

How much does a PM make at fintech companies?

I have interest in product management. I am looking for an internship in PM.
1) What to look in a company to intern at?
2) Startup vs Big Companies?

How does the @paytm -telco product team work?
Is there a work life balance? what is the range of salary for a sr.product manager? what should be good ask with 7 YOE?

I have worked in a PM team for 4yrs

> 3yrs were as a Business Analyst & 1 yr as an Associate PM in other company. If in a JD its written 2yrs of PM exp required, then will my application be considered even though I have 4yrs of Product Management team Experience?

If Not then WHY is this trend in market?

Can anyone help with a product manager role WFH possibly for 4-7 years of Experience?
Any reference will help.

Hi good people of this community! Anyone working in the ESG/ climate impact space? I have 6+ pm work experience in deep tech/ emerging tech, looking to pivot to this green tech/ climate tech space! If there is anyone who knows someone else I could or should reach out to via networking platform, i can DM as well for such suggestions

Hello All,

I am a SAP developer with around 10+ yrs of exp. I want to move into product management, can anyone here guide me how to make that shift , what all skills I need to learn , do I need to have some certification from any B school ?