Hey Realtors! I'm in the process of starting my own marketing company specifically for Realtors and am doing market research. I would be incredibly grateful if any realtors here would answer any of the following. Thanks so much for your time!
As a Realtor, what are some of your biggest problems?
As a Realtor, what are some of your most common fears?
As a Realtor, what are your most pressing problems?
As a Realtor, what are your biggest desires?

10/06 Thread (BC):

ATL airport a chaos this morning... Regular check point an hour long to clear..

Staying at the Ritz and STR in the Maldives so expecting good service and reading mixed things about tipping. I usually don’t tip much at hotels (never really thought about it) but what do people do? Is there an expectation and would the amount be based on like room rate or just a flat daily per day?

Best stocks to buy/DCA into during the continued recession/incoming pain?

Hi! New Yogi here. I love yoga AFTER I’ve done yoga... if that makes sense. During yoga, I’m fidgety and restless and I can’t seem to concentrate. But after? Phew! I love the mushy, warm, puddle feeling. Can anyone offer some advice to ease my way into doing yoga consistently?

For background I’m normally a heavy lifter type of gal but with covid I’m trying to find a wider range of activity. All comments/thoughts welcome!

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Any reco’s for custom printing on clothing/bags that can do full color?

(1) Is bankruptcy an active/growing practice area during recessions?
(2) If I clerk in a bankruptcy court as a 5th year general commercial litigator, would I be a competitive candidate for a bankruptcy position in an AmLaw 100 firm following the clerkship? (assume for sake of question that credentials are not an issue)

The President spent months railing against vote-by-mail and trying to sabotage the USPS in conjunction with DeJoy, and now you can see why

Once, when I was little, I was playing Monopoly with my cousin. I was the banker, and I liberally “quantitatively eased” myself whenever he wasn’t looking.

I got unlucky and lost the game but I threw an absolute FIT, accusing my cousin of cheating because I knew how severely I’d cheated myself. How could he have won if HE didn’t cheat?!

Donald Trump’s righteous, desperate conviction is that of a losing cheater. I only hope he gets the time out he so richly deserves.

New to UR travel portal. I keep seeing that I will get 1.5x back here -- does that mean if I have 20,000 points originally, it becomes 30,000 points in the portal? (cont.)

I have two job offers, one as a waiter and one as a bartender. Which one would you take? I’m thinking bartender for the tips.

Has anyone submitted a CPA credit extension request to the IL board before? How long did it take them to make a decision?

Hello everyone. Looking for construction professionals to connect and share insights.

What is the band for SE1 & SE2 in Amex ??

I was expecting an in-band promotion this year but I didn't get it. How can I raise this to the leaders?

I'm a 6th year attorney in NYC. Strictly defense work; started out with the City Law Dept, did a year and a half of med mal/construction, and for past year and a half have been at a well known defense firm working on high exposure construction accident cases. Contemplating taking a couple interviews at plaintiff's firms to see if there is a good fit. Does anyone have any advice on how approach discussions about compensation and what a market level comp package would or should look like?

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

We just moved into a 50 year old house. We got the popcorn ceiling removed in the garage plus had the walls done. We didn’t use an official asbestos expert because of the price.

The horrible, dirty people that lived there before us left us a crappy mess. Hope we are not exposed, nor the neighbors.

Any one familiar with Ocala FL. Does it flood? Would you send your children to the public schools? Is it a good place to live and raise a family?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Correct me if I'm wrong but isn't it more advantageous to have low housing prices and higher interest rate? If that's the case, you can always refinance when/if the interest rate lowers again. Is there something I'm not seeing?

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

Do you thank your tenants for paying the rent? A quick thank you text?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

If I'm adding multiple people to purchase a property but not on the mortgage, when do they get added - do they need to already be on the purchase agreement? I heard it's easier to do upfront vs. adding them later. I've asked this question in a thread but didn't get a clear response. If someone could please help clarify - how do I add other people on the onset on buying a property? This is a new build, buying directly from the builder.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?