Hi fishes, please suggest for 16.5lpa which tax regime is best old or New, I dont have HRA, loans
Please guide me what all I can follow to file ITR as its my first time so need some information which will be best .
What all max I can get deductions like 80C, ELSS and other options please advice. 🙏

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

How long did it take after getting your license to actually start making money?

Airbnb is going to go public pretty soon. Are you going to pick up this stock?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

WOW this interest group is so small. We are still so early. I guess I will ask something: Are you buying the "dip"? Also thoughts on DCA vs Lumpsum in btc.

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

What's a graphic designer with 3 YOE make these days? Because I'm definitely underpaid 42k/year after 2 promotions.

Anyone have a referral to an Account Manager role or work somewhere they really like? I have lots of full cycle AE and SDR experience, and transferable skills from prior roles. 6 years in sales, 4 years in tech, 1 year in Fintech. I’m new here, anyone have a hand to lend? Advice? I’m feeling stuck, but that’s a longer post for another day.

RE: Day rates and exempt status. Any problems working way over 40 hours in media especially? It’s been about 7 years since I last freelanced but was able to claim overtime then. (cont’d)

Best consulting firms to target for Supply Chain & Operations Strategy apart from MBB after graduating from MIT SCM

Any good business/consulting books on amazon kindle that y’all have read that has helped you in your job?

Has anyone seen firing in Deloitte India? Is there any process or employees are fired directly like few companies?

BDO recruiter reached out for an audit senior position in the DC area. Recommended or not? And why? Insights appreciated!!

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Hi,
I am Mahesh
Now ready to join immediately for Accounts Payable with 25 years experience in proper books keeping and accounting of manufacturing tower crane and civil engineering. I hope you are doing well for me.

Thanks for your support.


Yours Sincerely

Mahesh Shinde

Anyone work at Hulu that would feel comfortable referring me? Lmk! Thanks :)

Just got laid off last week so if anyone knows of any senior designer roles let me know! Going to take some time to revamp my portfolio and resume but I would appreciate any leads.

Hello everyone! What are some things you can think of to help boost LGBT acceptance in the work place?

Anyone work for DMR? How are they? I have a potential offer. Pros/cons?

What is the typical annual bonus for an MBA associate @ McKinsey in London.
I’ve heard it ranges from 5-20% but it seems too vague.

Saala ye dukh khtm kahe ni hota be,

Rejection after Rejection - ab to count v yaad ni😔😔

I am asked about salary expectation for Senior Devops Engineer role in Berlin, Germany.
What should be the expectation.
I am currently at INR 30 LPA in Bangalore.
Thanks.

Hi Fishes,

I've transferred my PF from Wipro to Cognizant where in it the Employee's PF shows around 83k but the Employer's PF shows only around 27k.

If the employee and employer have to contribute 12% then both should be equal to 83k isn't it?

Please advise where I am going wrong.

YOE - 3.8

Ctc offered - 16.7

Fixed - 14.5

Location - Bangalore

Please advise whether the package offered is okay or not. Should I look for another offer?

Hello Fishesh,

Can someone please help me in filing ITR? CA are charging 10% on returns. Not sure if we can do it by our ownself and save the same amnt.

Infosys 17 lpa 15%variable pay how much i will get

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

How much in hand if 12 lpa package in TTL

Wipro 8.5LPA
TiBCO 12.5 LPA

Which one is better in terms of job security and WLB ?

What is the difference in subscription to notified and subscription to approved mutual funds?

What's the inhand salary calculation for below 2 offers(after tax)

1. 34 LPA fixed pay ( both employer and employee PF included) 12% of Basic. Total 3.2 LPA in PF deduction.

2. 36.5 LPA fixed pay ( employee pf 12% of basic and employer PF is 1800 )

My Deductions are
1. 1.5 lakhs 80c
2. 50k 80ccd
3. HRA - 22k p.m.

Inhand take home monthly pay for 20lpa in Accenture india? Can anyone please let me know the same? On the verge of getting an offer

Hi all,
Need likes to start chatting with individuals in group