Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

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Received a license to grow in Mass. starting a company, have a great business model, pitch, and multiple competitive edges. Looking for 5M seed funding investment to get up and running. Any advice on how to find and connect with potential investors in this space?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

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So this all seems like mental illness pretending to be investing. Good luck on the gambling. I’m blown away by the people screaming “HODL” with no rationale. I’m 100% out

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Loan payment question. I have two federal loans. One has no accumulated interest and is ~$110k. One has about $19k of accumulated interest (I previously made an embarrassingly low amount of money), but the total is ~$140k. While the interest is still frozen, do I: 1) make payments on the $110k principal amount only to maximize driving it down; 2) make payments on the $140k principal amount only to maximize driving it down; 3) make payments on the $19k of interest on the $140k loan; or 4) ??

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EY gds

Please tell me in-hand mnthly.

New tax regime


EY

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I have the older United cc. If I wanted to get the explorer card to take advantage of bonus points could I just apply for it or would I need to cancel current then apply? TIA

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HYSA anyone recommends?

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Did anyone apply for amex card as an employee, recently, after the acquisiions started ?

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Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

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Hi do you interview from time to time just to check what’s your market worth?

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Considering getting my license and starting off as a real estate agent. I've always loved real estate, house flipping, interior design. What can I expect as income and time commitment as a brand new agent with no book of business? How hard is it to get established and become well known in my area? I'm in the Bay Area. Anything else I should know before I quit my job and persue this dream?

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Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

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Any good ETFs to invest Roth into?

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Any stock traders use TurboTax? I honestly thought my capital gains was going to be worse because of the wash sale rule. The software calculates all of that once you put in the 1099 correct?

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Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

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Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

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Roth vs Traditional 401k, thoughts?

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Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Why so red? Any stocks good to buy now?

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Anyone has experience in investing through Angellist?

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Before how many should I inform the onboarding HR if I want to postpone the joining date from Friday to next Monday ( from 26th Aug to 29th Aug )
Is it an easy process or can also be declined ?

Took a role out of desperation and it was a big mistake. The firm was toxic and crazy revolving door. After only a few months I was fired "for cause" even though no cause was actually given. Is this the end of my career?

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Ive been using botox fairly consistently for 10 yrs and m happy with the results. However, for financial reasons Im thinking of taking a break for 12 months to save the extra money.

Will stopping botox for 12 moths undo all the progress I've made? (I am afraid of rapidly aging like the Nazi from Indiana Jones and the Last Crusade - nightmare fule).

Also, any adfordable akincare products I should use during the 12 months?

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Leaving after one year to another biglaw firm?

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To all my data engineering friends out there, do you all feel like trash sometimes? Like people dont understand shit about what you do, and clients just want to see some bs ml model/pretty but useless dashboards?

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Hi,

is anyone joined ANSR for NAB ( National Australian Bank) ?

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what are the exit ops for managers/SM in financial due diligence for deals?

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My dad was recently laid off from his job as a derivatives trader in NYC. He’s been down in the dumps and interested in a new career. I’m trying to help as best I can. Any suggestions/ideas/leads?

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Fishes, need some guidance.

What would ensue if I convice US talent recruitment team that I have US H1B visa and get my offer letter released, and then apply for US Visa?

Is this some sort of scam/crime?

Thoughts?

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7 day breakfast challenge.
Post a picture of your breakfast. Can’t wait to see all of the pics!

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When you know your pilot had a mad one last night...

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Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

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Could a Boston Consulting Group 🐠 Inform me of the KT hierarchy? I know there is Analyst, Sr Analyst, and Lead - but unsure what is after that? Thanks!

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Hello Fishes,
What kind of role does a Deputy Manager in the risk consulting service line perform. I am currently a senior consultant at EY India is it a similar kind of role?

I am doing a confirming interview for the business agility practice at @Accenture this week. Any idea on what comp I should ask for? I’m an Agile Coach with 6 YOE and would be coming in at a L7 (associate manager). The role may involve travel.

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Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

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Friday Wordle 405 4/6*

⬛🟨⬛⬛⬛
⬛⬛🟨⬛🟨
🟨🟩⬛🟨🟩
🟩🟩🟩🟩🟩

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Do you guys give your boss's New Years' gifts? I'm thinking of doing one since I didn't give a holiday gift but thought it maybe weird

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Got an offer for Microsoft but I was hoping to get feedback on what everyone thinks about the Microsoft Azure team and the work life balance. What should be an approximate Total Comp for Redmond if I am moving states.

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Question for the googlers here! Once there’s a team match and you go through the interviews with the team, what exactly is this hiring committee im seeing videos of at google?

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Additional Posts in Investing and Personal Finance

Hi Fishes! I got this job offer recently, would like some advise on the salary breakup side of it. Please help me understand what the optimal breakup would be from a tax saving pov for this ctc

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My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

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How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

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Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

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I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

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Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

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My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

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Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

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Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

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How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

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Any good mf with less tracking error to invest in us equity.

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Celebrate azadi ka amrit mahotsav and reach your financial freedom when India will be celebrating 100 years of independence. 🇮🇳🇮🇳
DM me on 7019194829 for more details!!

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hello, in elss is mirrae tax saver good or quant tax plan?

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Crypto, any idea about Shiba Inu?

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Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

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Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

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How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

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Is CQF useful to get entry level Quant job?? for non quant undergrad.

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Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

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I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

likesmart

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