Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

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I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

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Happy New Year ! Anyone interested in bitcoin investment and NFT ?

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Did ok on a real estate investment and will have around $200k net to reinvest. Looking for opinions on short to mid-term investments for consideration. Moderate to high risk tolerance. TIA

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What’s your tax strategy to minimize self employment taxes?

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I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

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I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

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Has anyone invested in a company that you know was initially started as a RollOver as a Business Startup (ROBS) or a ROBS holding?
I am looking at this as an incubator model to avoid interest payments and other forms of initial capitalization.
I understand the level of risk and the objections some have for ROBS.

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Current holdings are FUSE, FTOC, CCIV.

CCIV has been a roller coaster but today was amazing. Anyone else on this ride?

I just sold TCHB for a pretty decent 30%+ profit before it dropped today.

Anyone recommend any others for some DD? IPOF seems to be a hot topic this week but also keeping an eye on PRPB since it's one of the largest pre LOI SPACs and that could let them find a larger target than most others.

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What's everyone into now? I cashed out some of my CCIV but not sure where to move to next. I feel like IPOF should have some news soon...

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

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Anyone willing to share thoughts on National tax- unclaimed property at EY?

Received an offer from EY but didn’t find enough information to get to know about it.

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Any advice in terms of investment to save the maximum tax?

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Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

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Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

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Hi Friends,

Could some recommend some good pgs around fidelity investments (manyata tech park). I will be starting the office from Dec.

Roth vs Traditional 401k, thoughts?

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What is the best way to handle group financial consolidation in a multinational company?

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For EESP - which is better share withholding or payroll withholding? Thoughts?

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More Posts

😇 word on street is that we are all getting pay increases next cycle

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Has this ever happened to you that each time you meet your bf/gf , there is extreme nervousness from both sides ? It’s a good kind of nervousness (shyness , awkwardness) and almost feels like meeting someone you have known forever for the first time?

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Is it only me who has shifted to Pune?😂
It's so boring to sit at home alone with office not starting soon.
If anyone who has shifted feels the same😂 let's meet🥂

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Just discovered a public slack channel (that very much should have been private) that a few women at my work have been using to bitch about the co-workers they don’t like. There’s a lot of very mean posts about several of the CDs, account people, producers etc. There’s quite a few hateful posts about me and my partner too 🙈 should I tell them?

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Tips for starting new job?! First day+week ? Decided to make a big change and leave my job of 10 years to start a new one! Curious tips for first day you found worked or didn’t work

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Hi, I have offer from EY ,below is the break up of Salary..what would be the take home after all tax deduction

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Joining IBM in SAP MM technology soon, they shared that I will be on bench initially, so need help to know if have better projects here? How will be the process here

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What is the starting salary for an entry-level Procurement Coordinator in SF?

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Vail or Park City?

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How much hike we can expect while promoting from SA to M level ?

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Does where you get your masters degree matter? I’m in an online environmental science masters program at an expensive “name-brand” school, but have colleagues telling me I should transfer to a less expensive program to save $ because no one cares about where your degree is from. Aside from the cost of it, I like my program, and the fact that I’m now connected to an incredible alumni network. And not gonna lie, I like the clout. Thoughts?

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What is SUNDRY allowance in Accenture?

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Hi Guys,

Can I get some refferal for Cloud Automation fields : VCenter, Powershell, Azure...
Application Development : .net , C#, javascript, html, css...

Currently I am on notice period. With total experience of 3 years 10 months.

Also please give some idea of what CTC should I expect....

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What is business process architect?how much to quote?

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What's the salary FIS can offer..I am currently at 55..This is for a PM role at FIS

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Hi All, need suggestion in choosing new opportunity & role. Currently working as AWS Engineer with 6.5 YOE. Having opportunities: 1. AWS Developer -Deloitte USI - 15fixed + 0-10% Variable + 4LJB (retention bonus) 2. Sr security Analyst - AWS IAM - Sony India software centre - 17.5fixed + 3L Variable. Im very much interested in AWS Developer role but scared of WLB at Deloitte. Sony have a very good reviews and pay also better only concern here it is cloud security and limited to only AWS IAM.

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Is your compensation and performance reviewed automatically on a regular/annual basis? I don’t get either of these unless I ask for it! Found out others in our company experienced the same as me. Lowball Salaries trending as a common pain point

I like my team and work life balance, during the pandemic was very beneficial to my wellbeing. However feel I owe it to myself now, to be earning what I’m worth in the market (I’m underpaid by a fair bit) especially with inflation costs

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Urgent-Anyone working in Lowes Project in Nagarro? Please pour your suggestions regarding project culture and work life balance.

Thanks in advance Nagarro

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How is the work culture in BMW Canada? General culture, support and mentorship, work life balance and job security. Thanks.

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Best consulting exits for work life balance in SEA?

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Additional Posts in Investing and Personal Finance

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

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I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

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Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

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Crypto, any idea about Shiba Inu?

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My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

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From where do we get Form 26AS?

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Is CQF useful to get entry level Quant job?? for non quant undergrad.

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Hi Fishes! I got this job offer recently, would like some advise on the salary breakup side of it. Please help me understand what the optimal breakup would be from a tax saving pov for this ctc

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My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

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Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

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Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

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Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

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Any good mf with less tracking error to invest in us equity.

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Celebrate azadi ka amrit mahotsav and reach your financial freedom when India will be celebrating 100 years of independence. 🇮🇳🇮🇳
DM me on 7019194829 for more details!!

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hello, in elss is mirrae tax saver good or quant tax plan?

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Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

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Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

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How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

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How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

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How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

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