How are you all feeling about your 401ks right now? I checked mine this morning and nearly choked—down several thousand just this week. I know we’re supposed to “ride it out” and think long-term, but it’s tough watching your hard-earned money disappear overnight. I’m trying not to panic, but it’s definitely messing with my peace of mind. Is anyone else feeling anxious about it? Have you made any changes or are you sticking with the plan and hoping for the best?

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I stopped looking. The whole “just ride it out” advice feels like gaslighting when markets tank and we’re expected to stay chill while leadership cashes out their bonuses.

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Remember that your 401k is a long term investment and over the next xxx years you’ll see the same thing happening

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The answer to this question is extremely age dependent

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I feel that way. I can't even touch that thing for a few decades

It really doesn’t matter unless you plan to start pulling money. If you are already at that stage, you should not be heavily leveraged in stocks anyway. As you get closer to retirement, you’re supposed to transition more to less volatile funds

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Stopped looking as well. Things are going to go up, down and sideways for a while until all this tariff and trade nonsense gets sorted out. No point stressing in the short term when it's a long term game, although that's admittedly much easier said than done.

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I haven’t looked at mine on purpose. But I’m still 30+ years from needing it, so I’m hoping that youth is working in my favor

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I stopped looking, and decreased my contribution slightly… will re evaluate in the next few months 🤷🏼‍♀️🫠

Ex Financial Planner here. Hang in there. I don’t know your age, but if you have time to ride the wave out, then sit back, don’t look, and relax.

Keep plugging money in. You’re buying at lower costs (dollar cost averaging) so when the market turns you’ll reap the benefit.

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