How much discretionary cash do you keep around?

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$5k because I don't want to be too tempted (guy with a bad shopping and bar hopping habit).

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about $10k

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Post 9/11, $50k

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Physical cash or in bank account? I usually keep 10 $100 bills in the apartment and around $10k in my checking (with a sweep to brokerage over and above)

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Wondering if i should keep less than $5k cuz I don’t spend a lot. But i do want to have enough for whenever i decide that it’s a treat yoself day

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