How much of liquid savings should you keep aside after putting forward housing deposit? Eg if we have $600K in savings what’s the max you would use for the deposit/closing cost/furniture etc? Assume at a minimum 6-12m of living expenses/emergency fund

What do you guys think would classify as a good savings amount by the age of 30?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Should stock options be taxed as part of your income or kept as capital gains tax?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Anyone do contract work? Experience with wealth counsel is a plus! Thanks!

What happens to my 401(k) now that I’m leaving the firm?

Tagline for the stock market

Any entrepreneurs here had angel investors actually invest in your company? If so, how did you find them and how did it go?

What is your favorite part about being a realtor?

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

Has anyone found a good mutual fund that matches Dave Ramsey's recommendations? I've always dumped into an s&p500 index fund, but have some time to explore other options. Curious where to start.

Multiple mortgages. Planning on buying something small and relatively cheap for my mom and making it a primary residence for me and SO as well. My mom will just pay us what she can on the side. We will continue to rent. Then maybe in 3 years buying something for ourselves. How complicated will this make that ? We will probably qualify for 1.5M. Planning on spending 200K for mom. Not sure about ourselves. Guessing it’s all about Debt to Income ? May get the property for mom on my own without SO

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

anyone see the irony in the fact that one of the only coins to hold steady in dollar value during this entire mess is TRX, which was berated by all prior to the crash? :p too bad I don’t own any 😭

Confused as to how I should be buying more ETH. I have a Trezor, but would like to stake it while also having it be as secure as possible. Any advice?

Thoughts on investing long term in BA at current price?

Cliche Question: I have 10k in cash ready to invest. My tolerance for risk is high. Anything valued too low your opinion?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

How much can we save in Canada Onsite ? Tech lead role. Avg sal in glass door is $80k .

Need suggestions!!
I need long leaves from office working in IT ;
Amy mental condition is not good and I have committed target dates for assignment

If I give any medical reasons then I need to show medical certificate

What can b done here?

Does Meta & Twitter layoffs, Rishi Sunak becoming PM, India lose to England in t20 really matter to us individually?

how’s Grey nowadays? Anyone has..... scoop?

Surprised to see the lack of consulting exit posts and bowls for the UK market.
-Keen to hear about common exits from consulting. Particularly exits at senior levels consultant - manager - director+.
-Is the market much weaker than the US?
-Big differences between MBB and T2s?

Account managers..Do your TCV targets include everything sold at your named accounts by other sales people or only contracts sold directly by you

How do I jump ship from FP&A? My dream job used to be education or something more creative and I want to make that switch.

Want to start going back to leetcode for more exit opp. Getting stumped on very simple questions. Any resources to help with algorithm? My data structure funds should be good enough. TIA!

Looking for CSM (Customer Success Manager)/Senior CSM or similar roles. Please suggest

Need referral for SAP EWM in IBM. YOE - 4.5

Can someone refer me in wipro, i have a job ID.

What is the process to resign from EXL?
There seems to be no option to create a exit request

What does a new band 4 bonus range look like at Bank of America?

Any work or use to work at Chartwells K12

Has anyone started an LLC, S-corp, or C-corp for your day trading? If so what are the requirements for getting started with that?

Would you accept a job offer where pair programming is mandated 100% of the time? I have no real experience pair programming so would like some perspective.

Hi all,
I have received an offer letter from Axtria for L1 analyst role.. They are offering 8 lpa.. What will be the in-hand salary? Also is it good to leave infosys and join Axtria? If I accept the offer letter, am I supposed to Compulsorily join Axtria?

Interview prep q: What do you do to get better at structuring a framework for a case? Just practice cases or any specific source out there for this? TIA

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

I am looking to buy my first property soon - preferably new constructions (anything except condos) anywhere in Ontario/Canada. Any suggestions where I can turn to find new construction projects? I understand I need an agent. Until I find a good one, I am looking at the houses myself. Any suggestions where I can get information about new projects happening in the province?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?