Multiple mortgages. Planning on buying something small and relatively cheap for my mom and making it a primary residence for me and SO as well. My mom will just pay us what she can on the side. We will continue to rent. Then maybe in 3 years buying something for ourselves. How complicated will this make that ? We will probably qualify for 1.5M. Planning on spending 200K for mom. Not sure about ourselves. Guessing it’s all about Debt to Income ? May get the property for mom on my own without SO

Those of you with 50%+ of your comp in bonus, do you factor that in when budgeting living expenses? Obviously we expect it but bonuses are never guaranteed.

Any tips on negotiating rent increase? I got a 20% increase and it’s more than I am willing to pay. What are effective ways to negotiate?

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Looking to buy a practice in the St. Louis, MO area if an advisor is ready to consider retirement, could transition over 1-3 years as desired.

Any bullish thoughts on death care services stocks? Mainly providing crematory and related services/products?

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Do any of u have book recos that give you the low down for digital/social (inclusive of what reporting means ect)? Just joined a team and would like to be proactive since everyone is super busy for

Do you have a movie you could watch over and over again? I have a lot, but lately it’s Ready Player One and The Martian. Easily seen both 10+ times.

Fishes need your help on decision making, of course it's a regular post,, got offer from accenture for team lead level 9 with fixed ctc of 17.45 LPA + 1.75 joining bonus + 27% variable pay. Is it ok to join to that level and CTC ??

YOE: 6.8
SKILL: SSIS
CTC: 13 LPA Fixed + 10% variable pay

A director in another unit wants to meet me to “continue a conversation we started last year”. He is referring to the time I had asked him if there were openings on his team. That was over a year ago. I am not too happy where I am right now ( I stayed where I was). I also don’t know if he really has an opportunity or if this is just some corporate circle jerk where my current director is trying to “smoke me out”. I don’t speak poorly of my team/work. How would you approach this conversation?

Do I send a Thank You email to the recruiter?

Took PM robitussin instead of DM 🤦 mad tired right now..😴

What's the band for PwC PwC India at Senior Associate level with 5 YOE?

Has anyone applied to jobs at a client before? Any independence issues or do you need to notify engagement team?

Hello Anyone from the Database team available from HSBC pune location

Anyone else finding it very difficult to get any enjoyment out of account management these days? Any coping tips? I feel like being an account person is especially difficult in the COVID era since so much of what we do is manage communications, ensure the team is set up well etc. None of this feels particularly fun alone staring into the void of Zoom all day ... but the same pressure is still there. I feel like I spend every week counting down to the weekend which kinda sucks.

Looking to take my first solo trip for my birthday and deciding between San Juan & St. Thomas. I want beach, one water activity, nice hôtels/resorts and amazing food! Walkability would be nice but not needed!

Has anyone tried to buy two single-entry Vietnam e-visas that are close in date to each other? I was wondering if buying a second one cancels out the first.

We flew back from Ireland today on Delta. Our connecting flight from JFK at 6:10 was cancelled while we were flying over the Atlantic Ocean, and we were rebooked on a 3:40 instead (2.5 hours earlier) but not notified. I received no email, text or app notification of the flight cancellation or the new flight we were placed on, so we missed it. They now cannot get us home tonight and won’t even guarantee they can get us home tomorrow, impacting my work, (cont)…

2 part question:

- Does anyone know who Accenture uses for their 3rd party background checks?
- If i allow them to contact my current employer, do they still ask for W2’s and Paystubs?

Any defenses to put in an answer regarding violation of the IL Residential Real Property Disclosure Act.? Buyer is suing client pro se after discovering mold in the property from a tenant after taking possession. Seller didn’t know but there was a leak issue in the past. Other advice is appreciated.

Do you review the other side’s escrow instructions and provide comments? 4 years in and I’ve never done this. Working for a new partner and she insists on doing so “in case there are competing instructions” but isn’t that the entire point of funding through an escrow agent/title company?

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

If I have 6+ months of expenses in investments in a brokerage account, do I need an emergency fund? Totally clear on the purpose of an emergency fund, but a brokerage account seems pretty liquid and the market would need to crash to a significant level to a point where I could no longer rely on this to liquidate and live off of if needed. Is it crazy to put my emergency fund to work by buying VOO with plan for a long time hold?

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Would you invest in individual stocks if you're invested in a fund that includes those stocks as well? Why or why not?

If I have a six year old and 150k in a 529, can I say I’m done?

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Auto rebalance (every 90 days) or manually rebalance as needed? I'd rather be more passive but willing to do it myself to save money. Btw if anyone ACN knows rebalance cost structure, please share.

Thoughts on below upcoming IPOs?
1) Clear Secure
2) Krispy Kreme

ICLN or TAN for clean energy long term?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Does anybody contribute non deductible $$s to their traditional IRA? Should I or should I not do it?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Been looking forward to the stock market to come back to earth for a long time. What should I buy

Can you guys share your thoughts on the unemployment numbers. I think they’re kind of low since in California alone it is 1M people. Thoughts?