How y’all deal with high taxes? I internally cry every-time I see my paystub on how much am paying for taxes. Almost 45-50%. What all tips you have? Yes, am in Canada and single mom.

Hi everyone.

Any day trader guru here? Suggest me where I can learn trading methods and knowledge. I won't start trading now until I feel my techniques good.

TIA

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

I have a car insurance question...can you put a different address than you live at when signing up for insurance? My wife’s family lives in Orange County so wanted to sign up with her OC address and save almost $300-$400. Any feedback is appreciated!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Is now a good time to buy VTI?

I’m currently signed on a contract for my first house for new construction that has gas heating. I have not lived in a house with this before and this entire time have been battling the anxiety of it even with detector. The house, location, and price is all everything I could dream of. Any advice on what to do in this situation?

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

I like my job and live in a cool apartment in a cool city. I travel a lot, I have lots of savings, and I can afford virtually anything I want. I set and meet small goals (ex. run a 10k) regularly...

Thinking about using my VA loan in a few years. Any advice?

My SO and I are touring a home tomorrow that we’re considering purchasing. With COVID restrictions + high interest in the home, we only have a 15 minute time slot to tour it. Suggestions on what things we must check out given the time constraint? We’re first time home buyers, so want to make sure we don’t miss anything critical during our tour

How much do y'all try and put into the market each month? I e been doing about $5k and have leeway, is that too cautious?

Hi all, new to this group and to home buying. Wanted to get advice on whether this is a good time to purchase a condo. Also how do you know which area is best in terms of future appreciation? Thinking of Hudson county, Newport jersey city or close to it. Any thoughts on pros and cons to be considered when purchasing a first condo apt ? Also what resources are available for a first time buyer . Thanks a ton in advance

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

If I had a realized capital loss in stock last year can I use that to neutralize any realized crypto gains this year ?

Thoughts on Jumia stock?

Hey 👋 is it advisable to invest in real estate / buying my first home with all the looming uncertainty with brexit ?

Actual snake fell out of an overhead compartment on flight to Mexico City. Samuel L. Jackson was not onboard. Article link in comments.

Any copywriters (in branding/otherwise) currently report to a strategist instead of a CD? Trying to have an open mind about them approving copy without judgement but it’s like pulling teeth for me.

Anyone down to play tennis in Frisco/Plano?

In the beginning of the month I started working at a new place for a promising client, but realized the team is absolutely disorganized and no one is willing to do much. I haven’t gotten onboarding from my team and no one takes notes... is it bad to start looking again?

I think I've moved almost entirely from newspapers to newsletters. Media changes!

Hello Fishes,

Recently received offer from Oracle Solution Services India Private Limited and base location mentioned is Bangalore. Just was curious to know whether we have to go to office physically for the joining or we can join virtually as I am not in Bangalore. Also is this offer different from Oracle or is it a branch within Oracle.

TIA

Hi fishes, howz the work and work culture in Organization and Talent Development team? What are typical issues w.r.t. work? Anyone who left recently? Why?

I have been editing and doing other post work and am up for a promotion. My role will be evolving to include producing and editing officially. What kind of salary and title should i be asking for?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Is CIPD a valuable certification? Is it appreciated in Europe only or US too? I have an opportunity to get it but not sure if knowledge is really up to date and worth time spent.

Hi fishes,
I was wondering if I put down my resignation now. And in case after a few weeks I decide to stay back, can I withdraw my resignation?

Anyone able to see the moon in NJ?

Anyone with a Bajaj Allianz policy? I had one 10 years ago that is maturing this month and want to figure out how I can ensure it gets transferred to my account. It is so hard to use their website or do anything with it, to get access to a help desk!

I joined Accenture few days back as level 9. Till now didn't get any project. I have one more offer from another company and have not told them that I joined Accenture.
Should I wait for Accenture to allot me project or shall I abscond?
I am worried since I joined Accenture as level 9 team lead and what if they fire me? Or map to some irrelevant project?

Hello,

Would anyone be kind enough to help refer me to Google EBP?

Thank you in advance.

Men - do you try to get out of an argument/fight by pretending like nothing happened? Why so?

Best part about being single: Not having to hold in my gas ! What is the best part of it for you??

How do i find out if I will be happier divorced or more unhappily staying married. 2 kids; 2 & 4 YO. They don’t hear the arguments after bed time and don’t understand the bruises yet but I know it’s just a matter of time. It would be so much harder not seeing my kids everyday than living with the pain, loneliness and lost friendships. But I’m tired. And so sad. Lost. So alone. Does anyone have something that turned it around? He changed? You changed so he did? Ayahuasca retreat maybe?