I am closing on my first STR property next week. Any advice or things you wish you knew or had done before you got started?

I selected new tax regime in the company 'xyz' portal for April 2021-March 2022. I left this company in jan 2022 and tax of 16k got deducted from F&F settlement.

I have investment in EPF and submitted the rent receipts to the company for tax exception for HRA. But in F&F, based on new regime tax deducted.

During filing ITR for assessment year 2022-2023, can I file by selecting old regime and get this 16k return?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Will mods hurt the resale value of a car? I'm considering selling my daily and am debating on whether or not I should put the effort in to return it to stock.

Just uncovered my Binance account from 2018 with shitcoins (doge, trx, bnb) now worth $3k. What would you do? Can I transfer them for free to a platform that is easier to navigate than Binance?

AMZN buy more or hold?

Predict - Bitcoin exchange price on Dec 18.

Can someone on a Manager salary afford a $675k house on a single $140k salary? With 20% down?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Is 560K for a 3 bedroom low ranch in Ronkonkoma, long island a good deal right now?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Opinions on getting a Non-Owner Car Insurance policy (especially if you drive rentals for work often)? Up until last month I owned my own personal car and had regular insurance. Wondering about (cont)

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

Let’s share with each other how we are making or planning on making that income .
It is a strange time we live in but it’s time to hustle up .

Noob question - bought a call debit spread 195/197.50. PayPal is at 199 today - if I hold till expiration I get the 250 correct? Or can I exercise it now and get the 250?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

The amount of kids coming out of B-school MBA’s with one internship and expecting 100k in low cost of living cities is crazy lol. What are they telling these students…

Which side wins the trade? Justin Jefferson, Aaron Jones and AJ Dillion for Mark Andrews, Derrick Henry, & Alvin Kamara?

I have a crush on my counsellor at work. She's much older but still really gracious and beautiful. Should I go for it or is this a bad idea?

Just wanted to confirm if we have an option for buyouts during the NP,is it normally negotiable to 30 days,how does it work?

Hi Fishes,

What is the market salary range for a Banking and Finance sector(Temenos UXP) developer with 5 years experience and if willing to switch how much can he/she can ask for?

Me my wife and our daughter are moving to the Kokomo area in late February early March, would love some insight on the area! Thankyou in Advance.

Do you think diversity training actually works? I can't tell if it's just a way to tick a liability box or if it's actually effective.

One of our surgeons is always walking around with a bluetooth headset...not a fan

I wish I was overemployed. Searching for gigs, but nothing yet. Any tips on how to get one or more extra jobs?

Which is the good budget friendly perfume??

I have premium one from Boss Hugo... I kept it for special occasions 😜😜

Hi. Can anyone suggest decent and hygienic tattoo places in Gurgaon/Delhi NCR? Any small/minimalist female tattoo suggestions are also appreciated.

Applied for a spouse visa, anyone have any ideas on how long it’s been typically taking? Website states 3-12 months so wondering if it’s been on the longer end or shorter end in the recent past!

Has anyone here considered leaving healthcare altogether? I am really drawn by a role in tech, but I know it's such a big leap. I have a friend who did this though, and she is making even more than I have made as a travel nurse. Is it an anomaly or a real possibility?

My roommate is deciding between BCG and McKinsey. What should she expect for a starting salary for a consultant coming out of an mba program? What about a signing bonus?

If there were a tele-coaching platform that connected you to coaches to navigate the work environment (eg, managing up/down, dealing with client pressures, professional development), would you use it?

The service providers would all be former lawyers or have extensive experience working with lawyers.

I have a promising interview at a relatively large law firm in my area (+100 attorneys) next week. The position is for a transactional role in their real estate practice group, and they are seeking someone with at least 2 YOE. I have a bit over 7 YOE with a strong real estate/commercial lit. background. Over the past two years in my current position, I've been doing a lot more transactional work. The split is around 50% transactional and 50% lit.

(Continued below)

I can’t stop sleeping

Would you get more money in private if you stayed until senior

Annual review coming up. Looking for suggestions for asks…

8 YOE, Current 125 base, TC ~140.

Median base for my title/geo ~170 (mean ~166, 0.75 ~226).

Certs: CIPM, M365 Security Admin/Architect, AWS SOA, AN, & Security.

Vet, Inactive TS.

Highlights of the year: flew out on 12hr notice to evac E Europe-based employees & families, plugged 3 exposures before they became breaches, built TVM/privacy program from scratch, onboarded new CNAPP.

(-) Still a student (GIB: BA/MS expected ‘24)

Would it be bad if I change my start date? I proposed to my employer a start date 2 weeks after I quit my job, but now that I think about it, I feel like I need a week to recharge before starting a new job.

M. Goodwin, S. Shepard or W. Fuller to start this week, pick one. TYIA!

What are your favorite recipes with ground beef?

Has anyone here used New Western to buy real estate deals?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

How much importance do you give to proforma numbers when purchasing an investment property?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Any one knows what’s the easiest way to order a radon test for new construction?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Is it common for HOA to ask you to prove your car registration is up to date?