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Apply for a credit card with no annual fee and then transfer the points across the accounts.
@E1 it doesn’t impact it by more than a few points but after I was preapproved for my mortgage and using that to shop around I wasn’t allowed to open any other lines of credit until after the purchase was complete unless I wanted to do the entire preapproval again which I think is probably OPs situation
Lot of options, including applying for a card, as stated above, but transferring those to Marriott is not one of the best uses
Depends on your travel habits. I would send them over to Delta personally but it’s because I have status on Delta, am super flexible and always sit in economy in order to get the biggest bang for my buck on mile redemption (I’ve seen 8k one-way FL-Cali and 30k round trip to Europe pre-pandemic).
Contrarily, if you fly oneworld, the Avios promotion is solid rn. 40% bonus and great for short to med haul domestic flights, especially on alaska (better availability).
If you’re looking to not waste them, that’s not the worst thing. It’s not the best, but if you can’t open a different account, I would do it.