I have 90K chase, 50k Amex points and 45k American miles. Never redeemed my points. What’s the best usage that I can get out of these?

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Roundtrip lie flat seats round trip to Europe or South America - one via united and one via American (transfer from amex for lacking miles)

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Chase to United or combine both to Virgin and do Delta to Europe or ANA to Japan.

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https://thepointsguy.com

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Hyatt

Specifically the Andaz in Costa Rica has the best redemption value in this range.

Then somehow use the Amex/AA for the flight

Fly far away from wherever the hell you are and enjoy.

Save 40k more points and do an RTW ticket on Singapore.

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