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Can i please get HM Bradley referral ?
Thoughts on Jumia stock?
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Yes. Order should be:
- 401k match
- max Roth IRA (and HSA if applicable)
- max 401k (if good investment options)
Pro
You can also back door Roth if your income is too high to make regular contributions.
Rising Star
Let me rephrase this question for you:
“Should I pay taxes that I don’t have to?”
More like "Should I take a tax free growth handout that the government gave me?"
Bowl Leader
No reason not to if you have the funds, can always pull out contributions tax and penalty free later if needed.
I need someone to walk me through how to do back door Roth- is this something your typical local bank Ofc would do or do I have to pay an investment advisor?
You can easily do it online at Vanguard. Other similar providers probably make it easy as well. You shouldn’t have to pay someone for this.