I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

HNY all! I have multiple rollover and traditional IRAs, as well as a solo 401k. But (since I started paying attention to this kind of thing) have always been over the income limit to start a Roth IRA. I’ve also not done much contributing in the last few years due to purchasing an apartment and saving for renovations. Cue pandemic joblessness... if married filing separately, would you say it’s a good idea to start a Roth while under the income limit, even in this climate? Any reason not to?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Anyone here adopt a puppy during the infertility struggle? Husband and I considering it to have something positive throughout this situation and thinking the extra companionship would be helpful. I work from home. Husband has had many family dogs and lots of experience with it, I’ve had a family cat before. But not sure if it’s actually a good idea - wondering if it would truly help make us feel better and keep our minds off of the struggles or if it would just add extra stress. Thoughts?

Do you fly out to family for the holidays or do they come to you? We're hosting Christmas for the first time and having the entire family come to town for it. What are some can't miss holiday events in the city? Ideally accessible because my father is in a wheelchair.

Anyone live in the centerville area? Do you like it? No kids, looking to buy a place with my husband. We would like something walkable, condo, with at least a bit of a social life. Too much to ask?

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

Has anyone used Productboard with Jira? I’m specifically looking to understand how you manage epics within the Jira backlog. Currently our backlog contains the child issues for each epic

Advice and/or consolation anyone? My wife and I (both above average health 30year olds) were trying for 11 months before getting pregnant and then had a week 5 early miscarriage a few months back. If the stress and surprise of just how difficult it apparently is to get pregnant wasn’t enough, the miscarriage put us over. We got back to it and have been trying for the last 2 months again, still no luck. We’re freaking out… all we want is a family. Any similar stories? Advice? 😢

Planning to file tax return in India. What are the considerations? I used to upload firm 16, add investments and file it until last year before I moved here. Anything else I need to think about?

What happens to carry if you move funds? Would your new fund “buy you out” or how should you raise this?

How many people in the US can actually do a tax return from prep to delivery?

I am embarking on egg freezing soon and I got some unpleasant news today after a scan. I had a scan 2 months ago and my follicle count was slightly low then. As I was on birth control at the time, I had to go off it and repeat the scan two months later. In the 2nd scan we found that I only had 6 follicles and that we would only be able to get 4-6 eggs per cycle. I am 36 and I decided to start this process now more just as backup. I have never dreamt of being a mother and yet this news has (cont)

SO and I have finally saved $500k. Should we buy a house or a green card (Indian born on H1 in the US, I-140s approved)

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Was interviewing with a firm and soon after receiving an offer, learned of bad culture/toxic partners in the practice group from a couple of associates who recently lateraled from the firm. I turned the offer down. A partner that I clicked with while interviewing reached out asking me why I turned down the offer. Should I be honest and relay what I heard?

Hi fishes,
Any idea when will ibm India opening their office. Is it fully work from office or hybrid model?

8 year android. current 16 ctc.
ibm offer 7b and 20. is it low? can i negotiate without counter offer?

Role Industry Consultant : Banking
Band 6B.
YOE 5
What can be the expected salary for this band
How is the worklife balance and growth.?

Best way to reduce taxes on severance pay? Receiving bonus and severance, tips for saving money. Open to charity etc. I’m afraid that most of this will go into taxes. I will max out my IRA.

Which skill sets are still in demand and paid well in current IT market?

Is myGEMMA legit to buy watches 👀??

A real gem from Henry Ford: "stopping advertising to save money is like stopping your watch to save time."

Hi Fishes,

Does anyone know about TCS Digitate? Can you share some reviews about it?

Thanks!

Hi,

Need combinations of helpful, uplifting smart and funny.


Please help🙏

In Bangalore, many apartments could now actually be called 'Lakeview Apartments'.

“Circumcision makes your dick look like it’s wearing a tailored suit. Circumcised is James Bond. Uncircumcised is James Out-On-Bond"

Looking to specialize in privacy and was considering getting the CIPP/CIPM/CIPT. I already have my CISSP and CISA. Is it worth it?

How much hike (%) does Accenture gives during promotion?
(If it differs based on management level then I want to know about promotion from level 10 to 9)

how can i get hearts on this

Hi, what kind of salary should I expect from London consultancies with 1 year experience as an Analyst at Accenture?

I’m working in analytics with some currently in Python and R, and some AWS exposure with the cloud fundamentals cert (which doesn’t mean much I know 😂) and would be looking for a similar data-focussed role.

If anyone knows of any open roles and would be happy to do a referral etc then please also let me know.

Thanks 😊

How to invest in commodities (e.g. wheat)?

So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

Is it unwise to be investing for my future mortgage down payment? I hear to keep it in savings, but this isn't exactly short-term. It will take me at least 5 years to accrue what I need, and even longer if I have to just save up for it in cash.

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Thoughts on Jumia stock?

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

How do you vet tax accountants to tell if they're good or not? How much do you spend on them for annual filing?

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

Does anyone put money into CDs anymore?

My husband and I have saved up about $80K and it’s just sitting in our bank account. We thought we were going to buy a townhome but with the crazy inflated prices we decided not to since we like where we live currently (location could not be better and rent is crazy cheap at only $700 a month). How should we invest our money in the meantime while we save up for a house?

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

Where do you buy dogecoin?