To those who have taken out a mortgage… any experience with new american fund or ally bank?

Out of curiosity, how much $ did you start making before buying a pet?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

First time homebuyer here. Any good 101 course which covers end to end of home buying. I know there are few government affiliates who offer in person courses but am looking for an online course.

Oh Elon.... 500x returns for some put holders who bought OTM today...

Is this a good point?
When evaluating the IRR of a new project, the corporate tax rate falling from 35% to 20% really only helps by 1.5-2.5% points. Therefore, it won’t change inv decisions that much

Do you have a financial advisor? If so, what firm did you use?

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Hey guys, one question. My H1B will start on Oct 1st, and I am planning to visit my home country to get H1B visa stamp. I filed my amended state tax return a year ago and did not hear from them. Does it affect my VISA or entry to the US? Or should I call them to check the status of my status tax return? Please advice

Anyway to get Corp Amex points transferred to your personal Amex? I've heard of this being done but was a bit skeptical.

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Sold first AAPL put 15 mins ago mid 355. $680 profit on that one. Will wait til probably sub 350 to sell the next one, or may buy back if we go back above 360

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

Senate hearings on crypto at 10:00am followed by the launch of the world’s largest rocket at 1:30pm by spaceX. Coincidence? I think not! To the moon we go 🚀🚀🚀

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

I panicked yesterday and sold all of my holding on SPY and VOO for about 100k yesterday. Waiting for re-entry post elections. Holding TQQQ and SQQQ for now. Should I use the fund to get into options? Good time to venture there?

How much are you in red? I'll start 2K on a 16K portfolio

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

What will be in in hand salary at 14.4 CTC? I have education loan as tax saving

I want one of those ‘introverted but willing to discuss’ shirts to wear to work.. insert tax or audit 😂

Any advice for moving from being a lawyer to secondary advisory or private fund groups that combine this with placement/fundraising?

Oct. 15th is almost here. Hang in there!

Hi Guys , we husband wife makes 50 LPA . Now, my company is giving me onsite to Europe , do you think it is worth taking it ?

What uncommon adjustments to WACC have you guys came across?

Hey everyone, My self Dhruv sharma. I'm a 3D Artist and currently looking for a job. I have around 3 yrs of experience. So Is there anyone who can refer me in the good company.

Thank you

I am so sick and fed up with some of the older clients at my job. I know it's my responsibility to take care of them, but they're just so sexist sometimes.

Dear Nappily Ever After,
No one has an office, much less an assistant. Creative and account are different jobs with their own dress codes. But dumb, off brief ideas by white creatives do win.

Anyone able to buy SNOW at $120?

For us, what’s the best big four firm to work for and why?

Has anyone done Uber as a means to keep bills paid while in transition? wondering if this would be sufficient financially

Stupid me thought Accenture is different. Like any other consulting firm, some MDs literally gave away their soul to the devil once you got promoted.

I never miss my deadline in the past 3 years.
And I was respected and got awards from VPs and was also paid well too then.
But due to some health reasons I'm missing deadlines from 1 month.
But my team lead is telling you are not working. Even if I say i have some health issues I may not be able to work like before.She is not listening she has escalated to my manager, my manager is 2X of her even he yells at me.

What to do please help.

What would be the take home salary for the below structure

Components of Total Cost to Company

Rs. (Per Annum)

Basic (@40% of Total Fixed Pay)

                   771,240.00

HRA (@70% of Basic Pay)

                   539,868.00

Bonus/Statutory Bonus

                      48,000.00

Employer's contribution to Provident Fund (@12% of Basic Pay)

                      92,549.00

Flexible Components of TFP ^

                   476,444.00

Total Fixed Pay (Per Annum)

                1,928,10

Hi all,

My status on TCS ibegin portal changed to Evaluated on Friday 22nd October. Any idea by when I’ll be receiving my offer letter? TIA.

Hi Fishes,

I have given my interview in HCL and cleared 1 TP, 1 hcl manager & Client TP and Client Manager rounds .
In initial screening HR told the generic statement of 30-40% and I have given my ask as 50% minimum. After clearing the rounds I heard from the project team that Client has given great feedback and wanted to take me in .
What is the % I can ask in HR Discussion and will they reject in HR if I ask more now .
I have 9.5 years total experience and role is Storage Architect.
Thanks

Anyone Joined Orange business services recently???

It's refreshing to see RBC's committment to no 2020 layoffs. Anyone know if any other banks are following suit?

Does deloittw in Divyasree has shuttle to yemlur junction ??

I bought a house last year from a senior couple and was locked into a senior exemption on my property taxes for the rest of the year. I just received my property tax bill for the new year and I'm still locked into the senior exemption. Can I be penalized in the future if I don't say anything and just keep paying my property taxes as is? I feel like it's the village that screwed up and that's on them. Thoughts??

People who are bullish on crypto: why are you bullish on it? Do you think it will achieve mass adoption and fiat currencies will collapse? What do you see as the value proposition behind it?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

GME and AMC are not doing well today 😂

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

I’m looking for a new every day cash rewards credit card. Do you know of any that is better than 2.6% cash back? Trying to find something better than the Bank of America® Unlimited Cash Rewards Credit Card.

Looking at real estate vs stock market returns. How much ROI have you seen your real estate investments yield over the years on average? I know there are so many factors. Just trying to see if RE is worth it given that I will lock in a large amount if cash.

So 2022 Roth IRA income limit set at 129k. I will be making 127.5k. With the hopes of >2% bonus next year (not holding my breath), is there value in contributing x% to traditional 401k to reduce my taxable income as a buffer so I can contribute the full 6k to my Roth IRA without stressing?

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Will the market continue with its usual bloody day?

Is it possible to consolidate/rollover/manage my HSA investment account in PayFlex to Fidelity? Same thought on ESPP distributions in Morgan Stanley, and 401k in Alight(?) ?

What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.