I have a private line of credit and its coming up on the end of my interest only period. I'm told it will convert to a loan at a 5 year term. Apparently there is no option for a longer term... at the current interest rate and my balance, that will be almost $1,000 in payments per month. I won't be able to afford it and my bank does not seem to care

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Does anyone have any book recommendations for information on buying a house?

Crypto companies / frameworks going bankrupt is a path towards maturity ! Banks will buy these and make blockchain tech their own thing and then propel it forward towards regulation !

200k in student loans. Unmarried, no kids. If you had to choose - Would you prioritize paying them down/off or saving up for big ticket items like a house/retirement?

Anyone following what's happening in MKR? A bit going on recently including investing in real world assets and breaking up the teams into Meta DAOs. 🐂 or 🐻?

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

Hi there, I had a question about 401k or Roth IRA. Should I put money into anyone of the two as an international student? I don’t see the point because I want to invest my money instead of saving it. Plus I don’t even have a permanent resident status so I don’t know if it makes sense saving it for retirement. On the other hand, the employer match and so on sounds good. So should I save it and take it out later or just invest it?

Does anyone here have experience investing with Masterworks (platform for investing in fine art)?

My fiancé and I invested in a small startup about five years ago and are about to get a $300,000 pay out (after taxes). What would you do with an extra $300k? (We have no debt, have sufficient savings and own a home already so the basics are covered.)

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Is my 401(k) match based on a sum amount (i.e. 6% of 100k = 6000) or from each paycheck?

Hi all! Can I open a bank account in India when I’m physically not in India?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

Hey guys who are some of your M&A clients? I’m trying to figure out what stocks to buy.

any suggestions on where to rent? preferably manhattan downtown or midtown. budget is ~2.1k or so. priorities are having a doorman, elevator, laundry in building at the very least

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

Blue shield of CA fired 375 people. Any other insurance companies having massive layoffs?

Looking for feedback on employment with Amtrust and/or Plymouth Rock if anyone has experience working for either company in the Casualty Claims department.

Ouch... this Kennedy speech.

I got offered an Executive Transactional Diligence role EY in London for £52.5k. Is that low? That is currently lower than what I earn in audit? Thank you

My direct report is fresh out of college. Tons of talent but is showing to be pretty cocky. They are overconfident about their place in the ecosystem of the office, ask inappropriate questions, CONTD

Are you always obligated to send out a good bye email when leaving a firm? Only stayed for a couple months and didn’t really build a relationship with that many people. Honestly thinking the email might be more awkward lol.

What are your tips on convincing a fellow employee not to switch agencies? I really don't want to compete with them

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Anyone from Genpact Hyderabad Hafeezpet location?
I just joined Genpact and have some queries.

Any assistance you can provide would be greatly appreciated😊

Anyone there ?

Is there anyone who works in DigitalBCG who’s willing to chat?

Anyone know of any banking analyst lateral opportunities in Chicago? Looking to jump to BB/EB. Any insight to the shops around here is much appreciated!

Best provider for good rates on used car loan?

Fellow MBBers, any of you think the banking raises will trickle over to us (110k starting) or nah?

Hi All,

Could anyone help me in knowing that how can I apply for projects within Capgemini?

Fellow fishes. Can anyone help me out with what a competitive day rate would be for a freelance creative director in Detroit? Thanks in advance for your help.

Best stocks to buy/DCA into during the continued recession/incoming pain?

Any cyber security folks here? or those interested in systems engineering? Potential role with TC 120-180, awesome team and wlb, at least compared to consulting.

I'm thinking I won't be getting promoted if not laid off at the end Q2 or sooner. What are some good exit ops for an associate with 2 yoe in tech consulting? Exp in Cloud, PMO, IT Risk, and SoD.

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

If you could go back in time what would you tell yourself before taking out student loans?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Does having student loans impact your ability to get a mortgage?

SOFI or who else?

Damn LIBOR rate up again...

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?