Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Recommendations for tax filing in Chicago downtown?

Will someone please explain to my dumbass how like-kind exchanges for crypto to crypto capital gains under the 2018 tax code works? For example:

PENN down 20% on earnings miss and Portnoy allegations…what to do?

Do anyone of you subscribe to the motley fool or any other stock advisor tools? Recommendations and thoughts on how useful they are?

Who’s buying Dave Portnoy’s BUZZ ETF this Thursday?

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

TRON correction anytime soon or buy at .20?

Best cashback credit cards in the UAE?

Well, its a good thing I sold ARKF when it was $55 last year

Hey, visiting Austin from the north and think I wanna move here. Looking for a house . Single family 3 bd + and 2ba + . Wondering what good affordable neighborhoods to look in! Ideas and housing advice are more than welcome !!

When, if ever, do you add “Esq.” to your name outside of work?

I’m currently in a minor dispute with a company over a credit card overcharge and am wondering if I should have added “Esq.” to my signature in my complaint email lol.

Just purchased a 2021 BMW S1000XR. $27.5K otd. 🤡

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Folks - please share your thoughts on True Wind Capital.

Really regret not selling United Wholesale Mortgages. Very confused on what to do with this one. Unless it gets PT it’s gonna be stuck around the 10 range. Think I may be eat the loss on first say a dividend is available

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

How long do you spend on core subjects if not a goal on IEP? So if most goals are life skills (putting shoes on, zipping, etc.) how long would you spend on math during math hour or how much do you worry about writing activities if they can’t write etc?

DB ECM - does anyone have a view?

I'm not hung up on PE/buy side exits, not closed off but nbd. Would be just as happy to stay and make MD (or exit into corp dev if I want an easier life when I'm older)

My dilemma:

I'm at a LMM investment bank. Can get crazy sometimes, but otherwise chill. Typically done around 7-9 pm, had maybe three 1 am nights. Haven't worked a weekend in over a month. Fridays almost always done at 5 pm.

Have an offer at a reputable MM bank but probably pretty sweaty. Worth the move?

*** CFP Prep Materials ***
Is anyone interested in purchasing CFP prep materials? I have Dalton study materials including their course books, their review study books as well as their flash cards.

🥰 Good morning, here’s a Thought for Today: What can we do in our teaching practice to ensure that the term Antiracist does NOT become synonymous with anti white? 🤔

Working in Accenture, I have 6 YOE and my CTC is 6.5LPA… Looking for a job change… Can anyone refer me for any project management process?

CCSP (cloud security certification) is it worth to do ?

Fellow expats, how do you handle the holiday season in Singapore? There's no way I can go all the way back to the States for Christmas, and I'm already feeling the pangs of homesickness creeping in.

Does any fish have experience prepping and taking the CAMS exam? I would appreciate any advice on study materials, exam preparation tips, and information about the exam.

Hi Friends,

I have 2.5 yars experience as Data Analyst , looking for job change to Hyderabad location please help me with a referral

No one—of any age, on any occasion—ever—says “It’s easy as 1 2 3!” And yet every now and then, even now, you see it as a line (junk mail mostly). Did anyone EVER say it, outside of advertising?

ZS 🐠, how often are you at the office vs client site? I’m curious because I’ve heard they don’t travel much

Hi Fishes,

I am looking for a Job opportunity. I would like to know if anyone can help me to forward my resume or connect me to the concerned person.

I can send my resume if there is any ongoing recruitment or any vacant position in your organization. It would be great if you could refer to my resume.

Skill- Selenium with Java, Cucumber, TestNG, Maven, Git, Jenkins, SQL.

YOE - 2.3 years

NP - 60 days

Thanks In Advance!

How do PE firms update the EV on an acquisition? So if they acquire a company in February at $X EV and want to value the company in December, would you just add the EBITDA generated for the rest of the year (March-December) to the original EV?

If you break into MBB through an implementation arm can you transfer practices (e.g. procurement implementation to Marketing & Sales)

Is it common at McKinsey for partners to be heavily involved in projects? I work in industry and I’m on a project now where a Senior Partner and Partner are on most our calls and seem very involved in delivery. The EM takes point on the deck but less on client relationships. I used to work at Big 4 and honestly our partners were rarely involved.

Where online can you invest in rental properties/real estate as a non-accredited investor?

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Can FIRE be implemented in a high inflationary, modest gdp/capita country like India?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

Do you DCA or lump your December & April bonus into ETFs?

Anyone a CFP as a side hustle?

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Hi everyone! What do you invest in after maxing out 401k, IRA, and HSA? Thinking about real estate or continue investing in the market?

Currently making 140K with 100K NW. 23 years old.

Thank you!

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Investing beginner here. How did you learn? Any resources that I could read/watch would be helpful. Thanks

Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.