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You can claim it by 15 February. Please do it at the earliest to avoid any hassles
Sorry to hear about you. Yes, im sure you can claim it, as long as the expenses are covered under insurance policy. But older policy is closed and newer one has started, so you might need to check billing dates before submitting/claiming
Generally some items are not covered under insurance during hospitalisation but major amount would be reimbursed by the insurance provider.
Try to submit a claim within a week or two after discharge.
Hope you get well soon!
Yes you can there is some specific date for last year expense should submit claim before either 15th January or 15th February