I have got an offer from HCL and the offer is very less compared to the ctc I quoted in HR discussion, infact it's 4L less than the offer which I'm already holding (it was informed to HR).. is this what HCL usually do?

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No. That should not happen. Usually they should have offered 23 lpa with 3lpa variable. Check with recruiter

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I have couple of interviews lined up.. let's see

How much is the offer for. What offer are you holding and what band is it mentioned in offer.
What's your yoe

They offered me 16lpa for 2.2 band, I was already holding an offer of 19.5lpa so I asked for 23.5lpa.

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EXL -
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