I need some guidance here from all the learned folks.
We are relocating to location B from Location A and are buying a home there. I am currently living in a home and the question is about should it Rent it out or Sell it.
Here are the details of the home. Bought it at $320K at a 3% interest the PITI comes at $1650/month. I can get anywhere between $2800-3100 if I rent it out and I sell I get $500K. I don’t need money for the other home we are buying at location B.

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

@Partners - how much money do you need to invest I to the firm to get your partner share?

How long of a commute would you consider to be too long? First year associate trying to balance convenience with living more frugally to save up some more money.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I’m not good at planning vacations and have never really gone somewhere without having a reason to be there (ie. work, family, etc). How do you folks plan a trip, and, I know it varies by location, but what’s a good amount of money to set aside for vacation? Thanks, trying to learn how to unplug better.

What are the benefits of a trust in estate planning for a single person with assets around $2m?

Australia onsite offer from a company for my cousin. Tenure is 2 years
Package is 7000 AUD per month
Work location is Sydney
Is this enough for a couple to live there?
Can we save some money?
What is the cost of living there? How about tax?
Assume like everything they have to buy in Australia from scratch

Need your suggestions

TIA

How to transfer PF fund from hcl to epfo if i was a non pension member???

Does anyone think there is long-term viability in Cryptos?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

Are crypto IRA’s worth it or is it better to just open an account at Coinbase and invest that way?

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Have any of you hired a financial advisor to help plan your retirement strategy? If so, how did you go about finding one? I’m recently married and thinking if it’s worthwhile hiring one..

Hi guys,

How if Capgemini Invent? Is it a different company or SL? How are the projects and opportunities?

Hello Fishes,

Which one from below should we join.
Infosys -18 lpa
Cognizant -21 lpa

Hi, I just accepted an offer joining Deloitte is upcoming January on F1 OPT. Just wondering what’s Deloitte’s process for sponsoring H1B. How do we know if we’re eligible? Do we need to reach out to anyone?

Any guidance is appreciated! Thank you in advance!

What is base pay range for L5 at Accenture?

Hi Sharks,

Can you please suggest which would be better in terms of WLB, flexibility, growth, job security.

YOE: 4.4 years
Tech stack: Azure data factory, data lake, Azure databricks, Logic App, SQL, Pyspark (basic)


Offer:

KPMG India:16 fixed + 10 to 20% variable

Optum - 16 Fixed + 15% variable + pf (offer letter is not received yet)

LTIMindtree: 11 LPA Fixed only(can revise the offer based on the latest offer)

Hi, offer coming through from AWS - is there scope for negotiation with them, or is the offer just the offer?

Has anyone tried AdvisoryCloud ?? Is it worth it ??

Is TailorBrands worth the hype??? Someone who used it lmk some pros and cons please.

Is there anyone who works for Google or Amazon and has a healthcare background with no tech skills? I have my MBA with a healthcare concentration and I’m looking to switch industries. I’ve started to take certification courses on Udemy but would love any insight on how I could get my foot in the door with those companies. Thank you!!

Hi Fishes,

If anyone is looking to buy Life/Health insurance product please connect, we can avail good deals and discounts.

So is it just me or do people who have been doing ID for decades generally fall into one of two groups? The first group are cynical people who have been divorced, their kids hate them, etc. then the second group are BS artists who are skilled at avoiding both work and responsibility for anything?

Can anyone confirm if KPMG India Office In Hyderabad would be open by July last week?
I have joining and need to know if it's opening or Remote work?

Any EA’s at KPMG? I have a phone screen Monday morning and I’m curious about culture in their Boston office!

Hi all,

Trying to connect with SAP CX folks here.. Do drop a comment if you're one :)

Thanks!

Hey everyone,
I recently started at HubSpot as an account executive covering SMB. I’m finishing up training and a Salesforce recruiter reached about a job opening doing pretty much the same thing. Salesforce was near the top of my list of prospective companies. Curious if anyone has experience working there and would recommend it over HubSpot?

I was recently laid off and I am actively search for a new role. I am mainly targeting Business Analyst, ScrumMaster, Product Analyst, roles but I am open to others.

Must be located in Austin, Texas or fully remote.

EXP
5 Mo- Business Analyst 3
1.5 Y- Venture Capital Associate
1.5 Y- Strategic Planning Analyst

Certifications
ScrumMaster
Specialist Accounting and Finance
Specialist Business Intelligence

Contact
737-707-5156
ajaspercannon@gmail(dot)com
www.linkedin(dot)com/in/jcstrategy

Hi
I will be joining cisco bangalore soon
Can anyone share with me the holiday list for oct 2022
I need it to plan my travel
Just need to know if there's diwali holiday or not

Thanks

I've taken all the exams twice and only passed BEC... got a 71 on REG and 66 on FAR. I really feel like giving up. What are some tips to stay motivated?

What is the yearly hike cycle @capgemini? And when the variable is paid?

Anyone take the WI Real Estate state exam? Any tips on what to study?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Does it make sense to refinance now? Current rate is 3.62, bought in 2019. About 480k left on loan. Need some suggestions.

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.