How long of a commute would you consider to be too long? First year associate trying to balance convenience with living more frugally to save up some more money.

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Hey 🐠, crowdsourcing opinions: what are your thoughts on housing prices in Toronto. Im looking to invest and was thinking of a detached home around $1M in the city. You all think its better to wait another quarter or so before pulling the trigger?

I grew up poor and was obsessed w financial security. After investing my blood, sweat and tears into my career for years, I’ve decided I don’t care about my career or earnings as long as I have enough to support my family. We are happier than ever making less and saving little. I wasn’t there when my mom was sick and died because I was working and my employer didn’t allow me to be in a mental headspace to be a good person for my family. I can never change that but I can be better going forward.

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Best way to transfer money from US bank account to Canadian bank account? Transferring offices to Canada and want to learn what is the best / most cost effective way to do this. Thanks!

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Not a homeowner - but looking to buy in 2-3 years. I feel like I'm saving well, but could save more pre-tax with my 401k.

Can I reasonably access 401k funds to buy a house, or should I keep just putting 10% to 401k and investing post tax money to save up a down payment?

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Thoughts on DKNG or PENN? I think it’s a good long stock as more states will confirm to legalize online betting. Both have done amazing this year but wanted to see if anyone has some thoughts on this.

Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

Is there a loop hole to having a Roth IRA even if you are over the income limit? How did Peter theil get one? Looking for advice

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Anyone from AMEX project?

Hey friends we’re going to have our FIRST MEET UP this Sunday at Coronado beach.🏝️🙋

Friends, business, Tech, sunset and good vibes. We already have 12 people registered in whatsapp.

Like and comment to send you the link of the group. ⬇️

FIS is giving retention bonus to particular employees. Fortunately I'm selected. They are giving 1.5 lakh and requested me to stay for next one year 😂

Salary for GM at AM/PM stores

Which beach to visit?

Looking for a 1BR in Chelsea/Flatiron/West Village/Union Square. Any recs on buildings? Ideally <$4500

Happy Indigenous Peoples Day!!

As a reminder, all City offices are closed, and there will be NO trash and recycling collections in observance of the holiday.

Hi Friends,

I am looking for manager position in Stat Audit department with any big4 offshore practice. Location should be Delhi NCR.

Please let me know if you come across any such vacancy.

Thanks

I'm looking to improve my communication skills to navigate a very political environment better (i.e. I need to be more diplomatic). Any books recommendarions are appreciated 💁🏼‍♀️

Has anybody made the jump from agency to Microsoft? Job is in Digital Production working w/ the Cloud/AI team. $ is on par. Requires leaving a full time role (rather quickly) for a 18mo contract. 🤔

I am a Management Information Systems grad student from University of Memphis, with a cumulative experience of 5 years ( 2years - Quality Data Analyst, 3years - Human Resource Co-Ordinator). I'm looking out for Summer Intern'22 in and around companies in Memphis and Nashville, specifically looking for recommendations for applied positions in FedEx. Any leads will be graciously appreciated.

Senior Program Manager / Director looking for EU based remote work. Planning to relocate back to the EU on a permanent basis in the next 4-6 months. Open to work & would appreciate any kind of referral!

I am on 5 projects right now all due within the next week-3 weeks. I feel like I’m drowning and might quit if I reach a breaking point, what should I do? Only work on the projects worth a shit? Blow off first round check ins to work on stuff that’s due?

I work for a small agency and manage our internal marketing acct. We had very few processes in place when I started. I’ve since created, implemented, and trained our dept. on project mgmt for clients and am trying to convince the owner to apply those principles to our internal jobs. They are resistant because they just want the work to be done and don’t “want to keep spending money on internal jobs”. I’m confused because we’re doing the work either way and “spending” in labor/resources.

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Do you use a tax preparer? How do you find a good one? Do they need to be local?

I joined fishbowl a month ago and while I’ve seen a couple contentious debates but I must say I’m pleasantly surprised at how respectfully ppl comment on this app even when disagreeing. Usually anonymity on the internet brings out the absolute worst in ppl; they type things anonymously that they would NEVER say in person smh. But I really haven’t seen horrible comments here. I wonder what makes this app diff frm others?

Anyone work in tech and blockchain? What exactly do you do?

Serious question: what was biglaw like back in the 90s? Did ya'll have big cellphones and catered lunches? How is it different for associates back then versus now?

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

About to finish my first year. I’m a specialist. Only going to hit 65% of my hours (took a 4 week vacation cause of wedding/hm).

I never say no to work and i have fantastic reviews, and the head of my practice (with whom I work a lot for) has great things to say about me.

I’ve been fully utilized starting ~June, but first few months were slow. Am i fine?!

Is it too late to completely switch practice areas as a fourth year associate?

How do you bill your time? The busier I am the harder it is to bill. How do people actually bill contemporaneously in detailed terms when you bill 12 hours but literally did 100 different things in those 12 hours. And it’s never slow enough to go back and do it super detailed.

Did your firm’s leadership send a message re the horrific shooting? Before I lateraled we always got emails from leadership, which IMO were very humanizing and appreciated. New firm leadership seems to just avoid — probably to not appear politically involved. Your thoughts on these types of current events and firm acknowledgment?

Maybe I’m just realizing I’m lazy… but do y’all ever get assigned an actual, hard research or drafting project and realize you don’t like the effort? Like plz let me go back to doc review.

Was interviewing with a firm and soon after receiving an offer, learned of bad culture/toxic partners in the practice group from a couple of associates who recently lateraled from the firm. I turned the offer down. A partner that I clicked with while interviewing reached out asking me why I turned down the offer. Should I be honest and relay what I heard?

Who’s working on the twitter acquisition? The dataroom has to be nuts.

Hey everyone, etc. is short for etcetera and not ecksetra, ecsetera or exetra. It’s
etCETera. You’ve been alive for at least 2.5 decades. Why is it still confusing? Thx bye.

Random partner asked a litigation-related question to a partner I frequently work with (i’m a transactional associate). My partner cc’d me and said for me to briefly look. Asked the library. They got me a great case. Sent it back. Now the random partner is asking for more cases in another circuit.

I haven’t done caselaw research since 1L and this isn’t even my practice… wtf do I do (I am fully utilized in my normal work and have a few deals closing soon…)

How do you justify a $100k pay cut to go in house?

What monetary goal/target are you telling yourself to hit before quitting big law?

Does anyone know what the onboarding process is like at K&L Gates? I start in a few weeks and I'm curious.

Any references for good tutoring services for the bar? Repeat taker and want to make sure I pass this time. I’ve already looked at the tutoring that barbri etc offer and I am looking for a person/service which isn’t part of a course. TIA!

How do I tell a firm I screened with that another firm I screened with is moving forward with full rounds? I would prefer the former firm, even though the latter firm is ranked higher. Thanks for any advice

I’m a second year associate and last night I was online until 2:30 AM waiting for one specialists comment to a purchase agreement. I had added all comments during the day from everyone else, and the midlevel and senior were online as well, but it seemed very strange to ask me to stay up just to add three sentences to a purchase agreement. Is this normal?

I’m a junior in big law and in the short time I’ve been here, I’ve noticed that counsels produce perfect drafts and yet aren’t partners but partners can’t write two sentences without numerous typos. Shouldn’t counsels be partners and partners counsels instead?