I recently had to pull my 401k from a firm linked account (my previous employer) and had to shift the funds to fidelity Traditional IRA account to be compliant with PwC independence. Everything is cash and looking for some investment suggestions. Not a big amount $20k and am 31 M. Open to medium to High risk options as this is for a very long term. I am a little concerned about market’s downturn and having have to invest at this point when market is all time high. Thank you!

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It is only at an all time high SO FAR.

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You have almost a full 30 years of market ebbs and flows. I wouldn’t be too concerned about timing for optimum market entry at this point. If it is a major concern of yours, consider a phased approach. Take a look at some of their 2050 or 2060 mutual funds. Those will naturally by aiming for higher growth/more risk as they are assuming more years of runway until your retirement.

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