If I pay 2lakhs on home loan interest how much can I expect in the tax filing returns?

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Additional Posts in Income Tax Doubts - India

Hi guys 👋🏻 Can someone please help me with the query below:
I did not file ITR for FY 2020-21.I had actually earned around 3,34,000 becoz I wrote master thesis for foreign students and I got online payment in my acc. So is that taxable?
If yes, then my total income will become 521121.

2ndly, whats the penalty for late filing ITR?

Thirdly, I left my previous job on 02 March, 2021, so I received the Feb 21 & March 21 on April 2021. So does it come under FY 2020-21? OrFY 2021-22?

Thanx guys

Can I pay income tax challan using credit card?

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Does anyone know what steps need to follow as I already made my tax payment.

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Can somebody please suggest some tax saving options?
I can't use rent and car as tax saving options. Please suggest others options.

Thanks🙂

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