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I have some doubt regarding pf contribution... Say for example.. 12% of my base salary is 600 which gets deducted from my salary.. on the flip side.. the company has to contribute 600 to my pf (which is actually deducted from my salary only like already part of CTC)?. So my question again is that.. the company contributes 600 as well? PwC
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Do you mean if you downgrade from CSR to Flex do you get the Flex SUB? The answer to that one is no.
Ok thanks for confirming
If you value the SUB more than the 5/24 card slot I believe you can get the new card first then product change and end up with two Freedoms and one new SUB.
Personally, I wouldn't waste a 5/24 slot on a Freedom card.
If you're eligible for a Sapphire bonus, I'd do a double dip.
Weird flex but ok