What would you recommend doing with extra cash after max 401k and IRA? Open a brokerage account and continue to invest in the market or diversify into real estate/small business? Total noob btw...

Is there a home buying group for Seattle area?

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

How soon should you think about refinancing? Closed about two months ago at 3.25 (30 years) but rates keep dropping...

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Is it possible to consolidate/rollover/manage my HSA investment account in PayFlex to Fidelity? Same thought on ESPP distributions in Morgan Stanley, and 401k in Alight(?) ?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

Graduating with my finance degree in about a year. I took a part-time healthcare position fill my employment gap but most of my previous experience is in manufacturing logistics and customer service. With my background, how do I break into a finance or accounting role? What positions do I apply for? I would like to make at least 45-50k a year min starting if possible.

I haven’t had much luck on fiverr with my gigs. Really eager to start a side gig and have a second source of income. Any suggestions or insight would be great!

Hi Fishes

Please please please help me with the following:

What are the perks or benefits provided by SCB?
How is associate manager placed in the hierarchy?
What is the avg salary for associate manager?

TIA

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

Hey Sharks, I want to opt out from my LTA & Telephone benefits. When and how can I do it.

Also I have doubts regarding my compensation structure, whom should I connect with, please guide.

First-gen and new hire in my first job. Vyvanse was typically covered under my parents’ insurance but now I’m looking to sign up for (my first) health insurance plan with my employer. I’m worried if Vyvanse will be fully covered or not. Anything I should look out for?

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Anyone here retire in late 30s or know someone that has?

Anyone thinking about buying a house in Philly right now or soon? Anything to keep in mind?

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

What do you think about Newfronts?

Can someone please explain connections strategy? At my (creative ad) agency we only have strategy and digital/ social strategy. Trying to grasp what exactly a connections or comms strategist works on.

Covid has been hard. March 2029- December 2020 I drank a lot to cope without realizing it. January- March I didn't realize I was depressed. March I came to terms with increase and ongoing suicidal ideation and needed help.

I went into a intensive outpatient program (IOP) which has been super helpful.

During the beginning of covid I drank every day and in a great deal. January it was a "dry" month which was hard the first week but overall great.

March 2021 realized I'm clinically depressed.

Do you guys ever do message platforms / message maps? If so, how do you approach it? Is there a specific template you use?

I have a little over a year of experience as a Partner Success Manager at a Tech company. My company is looking to do salary negotiations this year. When I started out, my base was 70k plus commission of 10k minimum extra. Curious to know what others are making as a PSM and also looking for other opportunities!

For anyone who cracked the leetcode questions. I’ve been going at it for months but spend hours trying to get to a solution and hours trying to understand why the “answer key” works. Can someone please share how you learned these questions? Probably going to give up and switch careers soon.

Someone came in and ordered 60 bacon double cheeseburgers… my crew thought I was kidding. 😅

30M in Indianapolis open to chatting

Looking to enter provider-side consulting. I used to work in financial services management consulting and went back to school for premed in preparation for medical school. Now I'm looking to get back into the market.

Any tips for employment in the current market?

Do European agencies support the Art career of their creatives ? Any examples ? And impact on business?

How’s everyone holding up in Toronto?

Is there a list of agencies and clients that don’t pay on time or at all? If not, can we start one here?

Hi all, can anyone let me know know about Doyen Info solutions?

Hi folks, Recently joined birlasoft. When salary get credited in birlasoft? Day of month and approx time?

Hi All,

I have received a call from Amazon for an interview. Can I expect any call letter to attend the interview?

As a chemical engineer, I have a lot of job opportunities, but as a recent graduate, I have had a hard time getting my first job. After my internship, I have only had 3 interviews. Does anyone know about any job bank for chemical engineers?

Will the market continue with its usual bloody day?

GME and AMC are not doing well today 😂

How much do you keep in the bank vs brokerage?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Remember how you didn’t buy the dip when Covid started in March 2020 and always regretted it?

Well… chances are that you won’t buy into this dip either. I guess that’s just how we are…

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

People selling risky assets at the lows just to pile into safe heavens that barely appreciate seems like an logical investment strategy. Please stop. Invest in broad indexes and throw away the keys. If anything buy more as everyone sells. This is not rocket science, but as we know investing in difficult times brings out animal spirits. And animals are dumb…Good luck all

Combined net take-home £8000/month. Wanting to rent for £2300, with additional £300-400 in bills. Don’t want to buy as I will not be here for too long and fear brexit. Is that stretched?

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

How do you all split your 401k contributions between pre-tax and tax deferred (pre-pay tax) contributions?

How do you boost your credit score within a couple of weeks? Very small increase needed.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

I have a 401k and money in index funds, what would be the benefits of also having a Roth IRA?

Better to Airbnb out a rental or find a 12month lease tenant?

Is it a good time to buy 1BR Chicago Downtown? Lotsa places available under 250k, HOA in 500 range. Plan to live in it for 1 year, looking for jobs in SF, will rent out post relocation. Other ideas?

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Starting to think it’s all a scam. Everyone knew tomorrow would be a bad day for the market... and bam... Gilead announces. = rally tomorrow!!! Ride the waves, my friends 🤣 THOUGHTS???

I bought my starter home recently. Want to dump everything else i saved into vti (will be about 70k). Would buy a forever home in say 5-6 years. 5 year time horizon is pretty safe right?