Inspired by the thread on a potential bubble, what's everyone's preferred vehicle and/or mix to diversify generally or assuming you expect a downturn? Bonds still (eg, VBTLX, VTABX, treasuries, TBills), and if so, are we still following the 'age rule'? Gold? Something else? Nothing?

Looking for some inspo as I reevaluate my mix of investments later this year...

Salaam, unsure if this is the right bowl, but does anyone have any recommendations on books that discuss the history of Pakistan? It’s formation, etc. Thanks

What base salary/ total comp to expect for a Sr PM in Toronto in today’s market?

I was looking at PM roles only that were around $110k, one company approached me with Sr PM (title bump) at $110k. I’m getting scheduled for final interview loop next week with this company and planning to negotiate if an offer is extended from them. I did tell them that I’m at final stage with other companies so they can expect multiple offer situation from me. Advice?

I’m a senior at a mid tier and been working about 70-75 hours for last 3 weeks on a SEC client. Now I roll off to a new job but the manager wants me to come back and help out the team more. Should I do it? I don’t want to fail at both jobs. Is that even reasonable to ask someone to work on both jobs?

Share your worst client experience? New hire here, just led a bad meeting. 🥵

Anyone wants to meet new people in Hyd ? Got bored and have no plans for tomorrow.

Guys I am on talent pool since last 3 months and I am worried now wrt my job security in the company. I see no open position for india geography in open careers page and not sure if I will get a project any sooner. Should I be worried? Anyone have any idea about globant firing employees on bench?

Hello!
U-R-G-E-N-T
URGENT need for (14) Business Analyst local to or would be willing to relocate to AZ.
Client: State of AZ
Deadline: 12/7/2022
Start Date: 1/9/2023

How is IBM GBS Nordcloud division.
How is IBM these days in terms of job security.
Is offered ctc is too high as per current market ?

Role: Infrastructure specialist Azure
YOE: 7 years 9 month
Offered CTC: 17 LPA.
Skill: Azure ,devops,linux ,kubernetes.

Hello,

If I joined HCl and will have to leave within probation period, do I have to pay anything to HCL? Anyone has any idea. (There was no buyout of NP by HCL)

Thanks

I have an offer for Consultant Specialist GCB5. Not sure what the role is..is it a team lead role or is it a junior role? I have 10 yoe .. is it apt? Pls help Thanks

Anyone here that has exited to a retail mortgage or lending strategic in a Corp Dev / M&A role? Would like to hear experiences on work products, culture, etc.

I received an offer from Optum on the first day of joining of another organization. The offer is much much better than at which I have joined. I am really feeling low. What should I do?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Anyone else experiencing pencils down?

After how many days of HR discussion I can expect the offer letter ?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

I'm really having a difficult time understanding how engineering is supposed to be really competitive, most of the projects I've worked on were in groups and there wasn't usually a clear "leader," we were just on a team

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Are we on recession? My portfolio is super down - low cost ETF investor here

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

This is gonna sound stupid, but I’m honest - I can’t do math. Calculating a tip is as advanced as I get. Thank god for excel formulas and a math savvy husband. At the end of the day, I pay all the bills (I know- but I’m more organized) and make double his salary, what low stress effort (on my limited math capacity brain) can I do to increase wealth?

I feel like I should be doing more with extra money to help us financially, but I’m scared of having to study stocks and understand the numbers. 😖

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Which is the best brokerage to get into Pre-IPO?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Have 20k, what’s a good small business to start with this fund? Serious question here

Just watched office space again and realized it’s actually about the FIRE movement (without explicitly saying it)

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?