Is it a good time to buy properties in nyc?

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Maybe BRKLYN or Queens. Read somewhere that the avg return on investment for a rental Manhattan unit is lower than a T-Bill.

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Definitely not Manhattan. Terrible time to buy or rent lol

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Definitely outer boroughs. Scooped up a place in Brooklyn earlier this summer and based on comps I’m already running at about 50-75k in positive equity. Even if you don’t plan to settle down somewhere just yet, consider an investment property.

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Where in bk?

Bay Ridge for me. Bought a prewar coop but also a lot of single family homes and newer constructions that are shooting up in value. The Shore Road area in general is becoming more popular now that there’s a new commuting option (the ferry in the 60s).

Thanks. How’s the down payment look like? Heard it’s going to be at least 40-50% down payment for Manhattan. Not sure about outer boroughs.

I took advantage of the low rates and went with the 20% min, investing the rest. Manhattan is trickier because of a combination of very selective coop boards and very rich people (occasionally foreign investors) with deep pockets.

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Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

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Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

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Let’s finish this up strong! What are your year-end self development plans?!
We have our last session of the year of our group/guest financial education cycles at our Downtown Toronto office this Saturday. We go through our first financial education session that we talk about basic to higher level of financial information; from saving, investing, risks and returns, registered accounts, etc. There is no cost and no obligation. If you are interested to attend in-person or via Zoom, let me know.

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Based on the Gross salary offered I have calculated the in hand salary per month would be around 152000 considering 150000 in 80C, 50000 in NPS and 200000 deductions due to home loan interest. Total tax liability is around 400000. Any other options do I have to save tax further (other than HRA, LTA)? Thanks in advance.

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What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

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Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

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LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

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Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

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I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

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i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

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I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

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Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

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Considering buying a home but was told to account for unexpected maintenance bills that come with owning a home. What’s the biggest bills you guys have received (e.g. broken air conditioning)?

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What is a good credit card to get for travel?

Maybe a dumb question but if someone vests in a pension are they still able to rollover a lump sum into an IRA? Or is it too late? Have a client who keeps blowing me off to get documentation...CONT

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Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

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I was just checking my salary slip on new payroll tool and found some interesting things.
There is some ex-gratia 3 amount ( less then rs. 500) and income tax deducted is more then last months (which is unusual as I have declared my fbp and IT declaration in oct only). Upon checking in IT statement found I got gift perk of around rs 4500 but it eas not added to my salary in account. Did anyone know where is this gift perk and how can I use this ?

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Is anyone planning on trading water futures?

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Hi all,

I joined FIS recently and I want to access outlook and teams in mobile. If anyone knows settings please DM me. It's something very urgent.

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Did you ever lose all hope in finding happiness in this career but then did something pivotal that helped you achieve it?

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I’m spent.

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If I’m coming into Salesforce as a L6 in CSM, would I be able to get RSUs once promoted to L7? Does it work like that?

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The “Pour one out for the L train” ads by Kombucha are part of the problem... cont

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Need some suggestions.

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Hi Folks, Coming on A study Visa to Canada. Has anyone worked for their current employer from home Country and shifted to the Canadian office. Would like to connect. Thanks!

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Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

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I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

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Currently have Series 24, 7, 63,65

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My friend bought a nice condominium and his agent assured him that it had a garage. AFTER he signed the papers and moved in, the neighbors told him that the unit does not come with a garage. Can he sue the agent? He feels ripped off.

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What are some of the truly impactful, long-term cost curve bending opportunities you have worked on for health systems?

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