Is it worth waiting until the new year to get a home equity loan? Possibility of better rates?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

In chamath we trust. This guy prints money. The wave will end eventually but damn it has been good.

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.

Coin a buy ?

Anyone get anxiety thinking about how you’re already funding your parents lives because they gave up everything and worked to the bone for you? I get the concept of giving back and wanting to take care of my parents but damn didn’t realize my life would be so financially tied to them even at 23. It’s like we moved to the US just so I can give them my paycheck.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

What is the *prime* amount of money to bring you happiness?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Moving to NYC soon for an entry level salary in IBD- what taxes can I expect to pay?

Does anyone here have a Tesla? Should I do it???...

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

Which credit card do you think is the best for ME consultants?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

I am going to buy AntShares aka NEO bigly. It has a potential to go to 100$

What are 72 and sunny and droga benefits? Looking for details on 401k like vesting periods, matching etc.

Need career advice. Trying to break into a finance role, preferably an Analsyt role but I have no transferable experience. I worked as a mortgage loan officer (which is sales) for 2 years after college, but since mortgage is such a niche industry, no hard skills transfer and have no relevant undergrad internships unfortunately. I know I can essentially get any sales job I want in finance IE: financial advisor etc. but don’t want to be stuck in sales forever. Any advice?

Do T2 consulting firms (think Kearney, OW) and MBB hire experienced professionals WITHOUT MBA (I.e., is a prestigious MBA mandatory in the region?). I already have a post-MBA position

M&A/PE associate (trying to juggle multiple deals) feeling like I don’t have time to dive deeper into issues and it being highlighted in some of my work product as I am having to turn things right away and just pushing things out - so issues I may have caught if I had a better/deeper/higher level understanding are more apparent when partners review. Truly feeling like I’m just messing up all around but trying to give myself grace. How do you know if it’s just you or a part of the process?

is real estate appraisal/valuation a joke? is the average appraiser capable of doing, or doing technical valuation work? genuinely trying to understand how technical the work is as i am graduating from real estate and finance program and considering my job options.

What are y’all thinking about Kanye West/Ye?
Adidas following others dropped him today for his consistent anti-Jewish stance.

Are your students talking about it?

Opening an IRA for a client, wants their primary beneficiary to be a parent. The parent is a Cuban citizen living in the U.S. with a U.S. green card / legal residency. Custodian bank says client needs to choose someone else due to their Cuban citizenship. Has anyone here run into a similar situation?

What's the future with Adobe Coldfusion.

What does the winking face emoji mean in the UK? I just moved here and back home, winking means flirting... does it mean the same thing here?

My colleagues are sending me wink emojis after their very normal/professional pings... is this just standard here?

Start Justin Jackson or ekeler if Melvin Gordon can’t play.... tough....fantasy playoff

Virtual mock draft. 12 teams. (You put down your pick number (e.g. 1.12), player name, optional commentary why you picked him)

Team is already talking about eating hours. My utilization is down cause I was in unassigned for a month in Dec/Jan. What's worse pissing off the partner or having a low utilization? -staff 1

When industries refer to business intelligence engineers, are they looking at a senior level or entry level? Some of these job descriptions seem rather outlandish in terms of years of experience required like 5+

Anyone ever do Miami for New Years? Thinking about doing that since it’s last minute. Any recommendations or connects?

How long did it take you to find the right position the first time you went in-house? I am 5 months into it and regretting turning down the (lowball) offer I got a couple months ago.

If I go to Law school, could I then become a judge for a state court?

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What’s an acceptable salary for a entry level customer success manager role in cybersecurity? Coming on with 3 years related experience.

Anyone know company called

overt ideas and solutions in banglore .

I think people who “kiss” their dogs/pet on their mouths are disgusting

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Has anyone bought property where the EPA has remediated the site for lead contamination in the soil? If so what’s your experience?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Can I get a commercial loan without 25% down?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

How can I invest in real estate ? Looking for an additional passive income source