Is JK lakshmi cement a good stock for long term?

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Hdfc mutual fund bought it recently

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If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

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Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

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Which credit card do you think is the best for ME consultants?

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How do you effectively plan for retirement?

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Hey all, I reached a milestone today and wanted to share. From this afternoon it’s officially been 5 years since I started down the personal investmenting journey!

For those of you just starting, it gets easier and satisfying as your wealth builds. Mistakes happen but you learn and move on. For those far ahead of me, looking forward to what’s to come 😄

How long have you been investing and if you calculate it, what has your annualized return been?

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How long does it take to make at least $300k per year if you are in-house?

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Might just start a YouTube channel screw it, maybe it will catch on and I’ll make some cash to hedge this economy

likesmart

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

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**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

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Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

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I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

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Looking to buy a CPO 2018 Macan S that has about 22k miles on it. The carfax notes there has been two owners on the car, well maintained and no accidents. Should I be concerned with the two owners for such low mileage? Also any thoughts on car it self?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

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hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

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Why so red? Any stocks good to buy now?

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This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

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Are there any good apps for iPhone for trading crypto? Not Coinbase. Currently have my coins at GDAX but want to expand portfolio and also trade from phone

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Nagarro vs EPAM Anywhere - which should I choose based the following points?
- both paying same package
- both are permanent WFH
- I am Test Automation Engineer with 7 years experience

Your help will be appreciated.

IBM Infosys EPAM Systems Cognizant Capgemini Deloitte Mindtree

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What is the employee grade hierarchy for Finance in NatWest Group

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I received a mail from IBM to login in Candidate portal with your email id to see the offer letter. When I am trying to login it's giving error as invalid username.

Opinions on the INSEAD-Wharton Alliance?

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Say something funny

Currently making 56k as a first year Tax Staff, what percentage or ranges should I be looking towards ? Regionally known firm.

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Hi Fishes,

I'm working in Wipro last year on 25/11/2021.. i have joined Wipro as fresher TRB band but still i didn't received any hike and band progression till now... I have not joined through campus placement... Please guide me when I'll be eligible for hike ...

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What you didn't know about engineering...

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How many days/weeks are expected from a candidate (Manager+ level) to accept/decline offer?

likeuplifting

Does anyone have Skype for Business installed on their personal device to receive notifications?

Hi fishes, I have got an job offer from natwest. My concern it like travel to office. it's nearly 55 kms from my home. Is cab facilities is free or paid? i can't relocate due to my current situation.
Please pour your comments.

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Can I bring my parents and sibling also in relocation reimbursement and also for the hotel accommodation?

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Need urgent advise:

Will it be wise decision to switch from
Deloitte usi to zs associate, for 35 percentage hike?

ZS Associates Deloitte software development track (Businesses technology)

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I get depressed and irritated most jobs I work for at the 3 month mark..:

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Is anyone here in-house at Twitter? Curious how the transition has been from a legal team standpoint

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likeuplifting

What all we get along with laptop for new joiners from citiustech?

How much hike can I expect if I joined citiustech in Oct last year and got 3.75 rating?
Yoe - 4

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Additional Posts in Stock market discussion

What stocks are you adding in this dip.

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This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

funny

Dow is looking strong for short term. Any views ??

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Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

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We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

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We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Nifty reaching ATH but portfolio still at low 🥲

How much you made this month?

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