Is there a reason that insurance companies are refusing to pay so many claims in SWFL when so many people's homes were clearly damaged by a category 4 hurricane? Mind boggling.

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Did they have flood coverage? Damage doesn’t always equal covered damage

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Or crappy field/desk adjusters.

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There is always the tricky water rising levels vs wind driven water from above, which may make writing the estimate a bit more labor intensive. Wind alone should be no issue but for specified limits or higher deductibles. What specifically are you seeing? Solid players should have claims primary payments concluded by 90 days post event.

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Not terribly familiar with the claims handling/litigation side of things but does it have to do with wind damage vs. water damage? As I understand it, property coverage typically only covers wind damage

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