Just accepted an offer at Fidelity. Will appreciate current and former employees tips and advice and a breakdown of the student loan assistance, profit sharing, and Fidelity shares (I think that’s what it’s called)

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Congratulations! 401k match is up to 7% and it starts once you have worked for 12 months. You are entered into Profit Sharing which is also a 401k contribution (that is up to 10% of your base and bonus) that is after you have worked for a full calendar year for the remainder of that year. It is prorated, so if you start in July this year, you would be entered into Profit Sharing in July of 2027 for the remainder of that year (July - December); which would be paid out in January 2028.

Unfortunately not true. I started full time in july 2024 and didn’t hit the 1,000 hour requirement so I didn’t get any profit share until Jan 2026. It’s all or nothing

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