Just gained some shares of a new stock due to a spin-off. I have owned the original company for years. Can I sell these shares now or would they be counted as short term capital gains?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Hello everyone. I’m a home inspector and looking to invest in commercial real estate. Anyone currently investing in storage facilities, laundromats, lounges or apartment buildings?

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

IPOB is up 133% on the year. Would you buy IPOC right now as it’s only up 5%?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Which credit card do you think is the best for ME consultants?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

I was paid a retention bonus last year which I have to return - couple of questions: Will I get a corrected W2 ? If yes, how much time does it generally to generate a corrected W2? Should I wait for corrected W2 to file the return ? (with the current comp - I owe taxes however with the W2C - I will probably not..) thoughts??

At what point does it not make sense to buy/ build a bigger home? My husband dislikes our house immensely (was his with former wife) and wants to move. Only owes $180k on it, we’ve been together 6 years and thus I’d rather just remodel. It’s the only thing we disagree about - moving or staying. He doesn’t want to invest one more cent in this house.

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

Do we have to update the tracking and trading with details of like mutual fund, life insurance

Whats the max of monthly rent has anybody shown for HRA deduction 😅

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

Anyone have a recommendation for financial/tax advice? Hurting in the 60% tax zone right now (100-125k) and need some help to work through options eg more salary sacrifice, pension etc… thanks!

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Any tips to increase the likelihood of getting scholarship $$. Applying for a 2023 start date

Hi Fishies,
Can you please comment on aspects like wlb, learning in hsbc client at Virtusa? I have been offered QA lead position.

Morning all- looking for a referral for remote position: project manager, implementation manager, PMP certified and will be obtaining Agile cert by end of year. 10+ years experience, also MBA grad.

Currently SC with Deloitte 2.5 years, cybersecurity heavy with background in healthcareIT.

Thanks in advance.

What is your go to for getting stains out of shirts when they first happen? Nothing ever seems to work for me

How can I live with my decisions and stop changing my mind about things?

Is anyone here a CKA as part of the Kingdom Advisors? Any thoughts? How many leads do you typically receive per month? Is it worth the cost?

How do you feel right now 1-10? Why?

What’s a fair salary increase after a year of inflation?

Would love some new suggestions for sweet but strong wines. Doesn’t matter if it’s red or white.

Hello fishes

Is it wise to switch just after 5 months
The work promised before getting into project turned out to be false , it all support work
Team members are giving KT , it just feels bad to resign
Any suggestions ?

Yoe :- 3.2
Tech :- .net

4.5 YOE. s3 advisory looking to move to Finance or stay in advisory. Offer in Valuation as a second year analyst (85K). or just go to business transformation consulting at $105K. i hate leaving money on the table but i really like valuation. how much of a mistake is this.

Hello Everyone,

My brother is looking for a job. He previously worked at Amazon as TRMS . They were not on roll so got laid off last month.
Experience 1 year. Looking for fresher jobs for BBA graduates.
Any leads will be appreciated.
Thank you in advance

Where do you find nice typefaces? Adobe TypeKit isn’t looking too hot right now.

What's the timelimit for accepting the offer letter from EY GDS?

Can anyone tell what can be the salary for a senior analyst in the EY GDS with 5yoe ?

Anyone willing to have a chat for Mck/Bain

currently at T2 7YOE based in 🇬🇧

90 Days notice period has 2 phases.

Initial phase - Candidates struggling to get interview calls.

Ending phase - Companies struggling to match a higher offer.

30 days notice period can really solve everyone's struggle.

Guys, what's with the TopHire platform. Is it good?

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

HYSA anyone recommends?

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

This might seem silly but does anyone else consider designer handbags a good investment? From what I have seen, some bags don’t really go down in value even if it’s gently used. Thoughts?

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

Used car prices starting to come down?

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

Is ARKK still a good ETF to invest in?

How can I learn about investing in crypto? KISS please

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA