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Yes, always shop for interest rates. You typically have a 14 day window to shop around
Subject Expert
Keep shopping. The big banks are rarely the best rates unless you are getting a relationship rate
Subject Expert
If you’ve signed a contract already, I would definitely recommend checking with a couple other lenders as well. It can never hurt to have multiple quotes, especially if it’ll lead to you saving money in the long run.
Coach
Def shop other lenders. Big banks aren’t the best unless you have a relationship with them as a client
YES. Right now in my experience Chase is pricing themselves out of the market on the lending side unless you have high net worth relationship banking and opting to get loan volume on the correspondent side (lender to lender) so they have been a bit high from what I am seeing.
Let me know your scenario and I can quote you a rate to compare with.
Community Builder
I can definitely help see if I could beat out that rate. I will send you a pm.