Looking for jumbo loan (880K) rates, best rate received so far 6.375%. Anyone willing to share their mortgage lenders recommendations for TX?

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

What are the best ways of tax exemption

SNAP - 5/22 $18p, b/e $16.86

Home appraisal came in 30k too low. Seller is an investment group. House was on the market 40 days before offer. What's the chance they sell at appraised value?

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

Curious of the retirement benefits at your firm...go!

Deloitte: 1.5% salary match paid out once a year, fully vested after 4 years. Defined benefit pension plan, fully vested after 3 years

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

Hi Fishes,
Need suggestions on corporate NPS? Considering employer contribution is fully exempted and individual contribution is exempted upto 50k.

Please let me know genuine suggestion
Thanks

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Anyone living in Pune Hinjewadi area, need help regarding flat.
Can u please tell me society names which are good and have rent around 15k for 2 bhk

Why would a lesbian co-worker want to have sex with me-hetromale?

Hello. Quick question about formatting. I have an excel sheet with bunch of negative numbers, but some are percentage values and some are dollar values. Is there a way to make all of them have a parenthesis for being negative while keeping them still percentage and dollar value separately or do I have to target them separately?

Welcome to the bowl for job referrals in Canada! Let's explore and help each other out in the corporate world. Good people know good people after all!! 😊

What's a nice restaurant to take relatives to when they're in the city visiting? Would like something nice but not over-the-top fancy.

Hi everyone. I’ve recently purchased a Rolex and looking to get it insured. Can anyone provide recs for good jewelry insurers? TIA

Hi folks,
I am a career break employee looking for a job in AWS Cloud with DevOps Skillset.

I am not able to get a clear idea of how to create a good Resume with projects in it so the recruiters will contact me.

Skillset: AWS Cloud services, Docker, Kubernetes, Terraform, Ansible
YoE : 5.7yrs
Left before pandemic

Looking to get AWS Solution Architect Certificate soon.

comparison of public transportation in nyc: pre-covid and now.
curious to hear everyones answer. might be able to address your gripes also.

What distinguishes a good recruiter?

Need help in preparing for Meta. Any help from people who are already a part of the organisation or who has given an intrrview is appreciated. Thanks.

Which subfields of engineering are going to show the most growth in the next ten years, in your opinion?

Hi all. . . .
I am thinking of switching to a different company I wanted to know what can I say about the salary expectations. Currently i am a tax associate 2.

Where do you go to keep up to date on new Healthcare benefit products, regulations, etc? Is there an industry/regulatory resource?

My firm’s holiday party is on a weekday after work. I can just wear what I’d normally wear to work for that day, right?

I am a finance transformation consultant at KPMG. Looking for a switch in the finance and technology domain at McKinsey . Experienced in requirement gathering, project delivery and stake holder management.YOE 4 MBA. Please let me know if there are any open positions in your team.

I had a job interview for a role that I really want. The hiring manager scheduled me for an interview and did not show up. Emailed me an hour later stating that he got super busy and couldn’t attend, and would like to reschedule. This is a major red flag, but I can’t help but feel that I am missing out since this role pays 50% over what I currently make. Should I let the recruiter know? What’s your take on this?

Hi all,

Seeing some posts on layoffs in barclays. Is it true and which category of Employees will fall in that list.

I can’t anymore I can’t 😭

How muxh time do the HR take to release the round 2 interview results?
Is it possible to not get the mail if i havnt cleared the round?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

When renting out a property, can you specify which pets you'll allow vs not? Like no cats but small dogs are okay?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?