Hi Fishes,
Need suggestions on corporate NPS? Considering employer contribution is fully exempted and individual contribution is exempted upto 50k.

Please let me know genuine suggestion
Thanks

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Which consulting firm has the best 401k match?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside

Desi 🐟 fam - What apps are you using to make payments in India using US credit card?!
I use Wise for money transfers and other payments using debit card but i want to pay with my credit card and wondering if there's an option for that

What are some good modern/post-pandemic personal finance books you can recommend?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Hi All

Looking to purchase a 2019 Genesis G70 for 35k. Applied for Auto finance and got it approved from DCU at 4.5%.

I know the rates have increased recently but I think this is still high.

Any suggestions where I could get better rates with a good credit score and history?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

I’ve been using other people’s stock site logins for years from 3+ jobs ago

Just checked all the assets and realized we're close to 1M€ net worth. Most of it is on the house, don't feel rich at all.

Looking for a roommate for a Navy Yard apartment this summer. Let me know if you (or anyone you know) is interested!

What was the coolest work related party/ event you have been at, pre/post Covid?

I find dating apps to be unhealthy to an extent. If a minor inconvenience occurs, it's simple to move on to the next one and the cycle repeats. Have any of you met "the one" through a dating app?

How many rounds of interview happen for Technical Account Manager in Amazon?

I received a TS/SCI job offer upon which I turned down for personal reasons. However, I'd completed a full-scope polygraph in the process and was wondering if I'm eligible for federal contracting roles. Does anybody know how I can determine my clearance status?

Hi i got offers from TCS - 21LPA (associate consultant) and CTS - 22LPA (Manager). which company would be suitable for career growth and work life balance?

Figma: frames or groups?

(Ppr league) Thoughts on starting Jaylen Samuels vs James White vs Kenyan Drake as my rb2.

I’ve been in a relationship now for two years. We are living together. We talk about the future etc. I could easily see myself marrying her. However, I have an issue… cont

What will be the take home salary at HCL Technologies with 23,00,000 CTC (21,70,000 Fixed+ 2,30,000 Variable) considering I invest the entire 1.5 lac for 80(c) and 50k for NPS?
YOE- 8.5 years (NoTech Stack- Consultant role)

What should be the salary expectation for a Manager in Research with 8YOE in India..

Hi Fishes,
I am working as a Lead Analyst in agriculture domain. Experience in market research industry- 4.5 years.
Background- Agricultural Enginnering, No MBA.
Looking for opportunities for a profile like mine. Any suggestions would be appreciated

I can’t find Binance on the App Store! There is one app but it appears to be only for price change notifications not buying or selling?

Medical Malpractice Lawyer Recommendations in NYC? For post-surgery blindness due to eye infection

Hi All,

Moving out of IT consulting to Product Management side in the next couple of weeks.
The new company I will join is an e-commerce division of a leading food retail group.

Any suggestions about books/ videos that I can access to learn the basics of the product side?

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Buying a condo with an HOA - what’s the average reserve % you’ve seen? My HOA is 23% funded, and recently raised dues.

Anyone who is an SDET? How much coding do you do?

Just found out I am going to be on a coupa P2P implementation for the next 6 months. Not a fan of coupa or procurement so any advice to maximise my learnings and make this as valuable as possible

What will be the take home salary at HCL Technologies with 23,00,000 CTC (21,70,000 Fixed+ 2,30,000 Variable) considering I invest the entire 1.5 lac for 80(c) and 50k for NPS?
YOE- 8.5 years (NoTech Stack- Consultant role)

Which health insurance is good to take for family in a long run. Would like to stick to it for a decade.

As a Senior Java Developer with 7.5 yrs experience what would be the expected CTC at Amazon(SDE2) and Walmart(SDE2)?

Do we get graduity if we quit after working for 4 years 8 months ?

Filed itr on 21st june, any idea when i can get the return

Hi
I am a senior graphic designer
Work experience - 8years
How much salary should I be getting?

Hi All,

Can anyone tell me the salary structure in IBM?
Compensation team told my variable will be 10 to 15% and there will be quarterly bonus depending on performance it seems?
Is this true? IBM

Best Regards

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Hi fishes may you please confirm the below:

In the offer letter the "Provident Fund" And "gratuity" Is mentioned. In the salary calculation in hand, we will not consider these amounts right? As these components are received when someone retires..right? .. Please confirm.

Thanks in advance

Hello fishes,
I have an offer from a startup with fixed 22 LPA.
Around what will be the in hand?
No epf is getting deducted, existing employees of the start up said so.