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For under the cost of just paying for the flight, not possible. You should purchase the flight outright and save yourself the hassle.
Chase Ink Preferred and then transfer to United.
Your only chance of below the cost of buying points (which is egregiously high) is to buy points off somebody at a discount (they will have to book the ticket through their account). This violates T&C, so you’d need to find a willing partner
amex points to aeroplan or get a united credit card with a sign-on bonus, you’d still be short but close
You could redeem hotel points for airline points
Any chase card then transfer to United or the Chase United card itself
Amex points to Avianca LifeMiles.
Or find a Buy Miles promotion which UA does occasionally.