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how much should I have in 401k as staff 2?
Goal is to save for 1-2 years for my down payment. I can save $10,000 every month. I have $50,000 in cash now.
Heard about this https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm
Any disadvantage of using this instead of just keeping it in my checking account which gives me practically 0% return? What percent would I gain after 1 or 2 years?
I thought about being fully invested in equities but that’s taking on a lot of risk in such a short time horizon.
Anyone eyeing IPoF IPOd or BFT?
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Max it. You can still make risky plays next month. Can't add to your IRA for last year after that.
What about maxing your Roth but tweaking the allocation to put some on one of the riskier plays you’re interested in?
Honestly I didn’t know until like 3 months ago I could have risky stocks in my Roth IRA, I thought it all had to be in an ETF. (yes I am a noob, tech background not finance) I’ll consider this, thanks