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Anonymous User
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Does Nagarro provides internet reimbursement?
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Chief
Merry Christmas everyone!
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Visual Storyteller
Earnings for next week.!
Investor’s Business Daily: worthwhile?
After figuring out FI/RE I am less motivated.
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Rising Star
Chief
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TD Ameritrade or CharlesSchwab brokerage account > link to your bank account > transfer funds > google “best ETFS” > do more research on the ETFs you find interesting > purchase as many as you want but don’t put all $ into just one ETF > don’t watch everyday.
I use ETFs since they are less volatile and won’t be as much as a headache. Hope this helps.
Some ETFs cover different sections of the market (IT, Health, Energy, etc). So it can be beneficial yes. But just don’t a 10 minute google search to get yourself comfortable and it’s easy
After contributing to the tax advantages accounts, I’d open an account with vanguard or fidelity and invest in s&p 500, depending on when you need the money.
Does anyone recommend chase or Merrill?
Any of the big brokerage firms are fine. People here tend to lean towards Vanguard, Fidelity, Schwab. If you go with Merrill (BofA) or chase, you can benefit from banking relationship perks. , such as .25 to .5 points off a mortgage rate among others (granted you need 1M total with BofA to earn that. But good you are thinking about this now as once you've maxed tax advantaged accounts and have a good emergency fund balance, everything else should be parked in the taxable brokerage account (or high interest debt) and just mimic funds in your 401k, such as S&P or total market indexes, etc.
I only make 95k, so I’ve just been putting $80 a month into an HSA cash account, while maxing out my Roth 401k. I’ve been trying to set aside $500-$750 a paycheck into my savings account, but thinking maybe it’s better to be sitting somewhere else than a traditional savings account? Currently have chase for checking, savings, and credit accounts. Have Merrill through KPMG for 401k, KPMG BoA for HSA.
Do you recommend doing more into the HSA cash account, or an HSA investment account, or other tax advantage accounts? And do that before an investment account?
Also, seriously guys, thanks. This helps. When googling it’s just kinda a water hose of information all over the place.
I don’t know much about HSA accounts, I don’t have one anymore. That said, I’d say ensure you have an emergency fund...many suggest 3-6 months of expenses, but I do 8. You want that in a savings account, or something about as liquid. Whatever you have left can go into an investment account. If you aren’t savvy at picking stocks yet, you can go with an s&p 500 etf. IVV and SPY are two examples, but there are others.
Chase probably isn’t doing much for you in interest rates. Look on bankrate.com for banks with the best rates on savings and decide what’s best for you.