Me: where should I invest my money?
Personal Investing Bowl :

Oh Elon.... 500x returns for some put holders who bought OTM today...

Any advice for an extremely young, incoming Merrill FSA?

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

Recommendations for tax filing in Chicago downtown?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Tax planning

Anyone has innovative ideas on how to reduce federal and state income taxes? I am in CA and my sources of income include salary, rental income, and some business income.

I already max out retirement benefits (401K, IRA, SepIRA etc.) and we have no kids.

What percentage of your income do you save, invest and spend?

We have been saving up to buy a house by next fall. Thinking about some investing around $20k in a relatively safer investment instrument, maybe an ETF. I think tech focused ETF will be easier for me to track.. Targeting ROI of 10%. Any suggestions for ETF's??

I’m going to lose my marriage if I stay in my current job.

I can’t quit because I’m the only income on the house.

I don’t have a new job yet.

Hard times.

Does anyone have any YouTube suggestions to learn the details of option trading? Or a good resource to learn about them? Apologies if this is out there...I couldn’t seem to find any threads on this

"Stock Market Today: Dow Starts Week on Strong Footing as Energy, Tech Gain"

amex platinum >>>> csr if you think about it

anyone gonna buy any calls before market close?

HNY all! I have multiple rollover and traditional IRAs, as well as a solo 401k. But (since I started paying attention to this kind of thing) have always been over the income limit to start a Roth IRA. I’ve also not done much contributing in the last few years due to purchasing an apartment and saving for renovations. Cue pandemic joblessness... if married filing separately, would you say it’s a good idea to start a Roth while under the income limit, even in this climate? Any reason not to?

Taxpayers are abused the most in this country across the globe. It’s frustrating to see that only 1.5% of Indian population pay direct income tax, still govt. is milking them like anything and unable to do anything for these taxpayers. I’m paying 1 lakh tax every month, and what’s my return, 🔔🔔🔔,

If a tax payer loses his job , govt. is not even paying even few thousands for unemployment allowance, who have been paying lacs to government as tax. What’s your thoughts on Indian taxation?

Anyone have any good book recommendations around building passive income sources/building wealth?

Hey guys, any GCP TAM’s here. Just wanted to get a feel for the job, what does your typical day look like ? Is it a role you enjoy ? I’m a consulting M 10+years. Love working with clients and doing innovation using tech wondering if this would be a good role.

Non-eng... Got past the hiring committee! 🥳 does anyone know the process from now? And how long it typically takes? Thanks !

When I have more salsa then I do chips, I always pour the crumbs in and eat it up Ethiopian food style

Any Update on Hiring at Novartis? When they will resume Hiring?

So... looking at US Steel (X) and the steel indstry in general. Buy or Short?

Cont.

Interested in being a Advisory or Board member of a Fintech. Have diverse tech engineering, financial services and startup background. Intention: meet new folks, get exposed to and solve new problems (outside of primary gig)
Where and how to start?

Tax planning

Anyone has innovative ideas on how to reduce federal and state income taxes? I am in CA and my sources of income include salary, rental income, and some business income.

I already max out retirement benefits (401K, IRA, SepIRA etc.) and we have no kids.

I'm working at a startup where I feel like I've spent as much time trying to deal with product issues vs working on roadmap items. I get this is bound to happen in a start up but is this common? I'm not sure what to do. It seems like no one really thought about the architecture or ux as much as they should have in my opinion. I need some advice.

What percentage of your income do you save, invest and spend?

We have been saving up to buy a house by next fall. Thinking about some investing around $20k in a relatively safer investment instrument, maybe an ETF. I think tech focused ETF will be easier for me to track.. Targeting ROI of 10%. Any suggestions for ETF's??

Have you started a new job without taking a break? How was it? I thought I’d have more time to give my notice but the background check took longer than I thought so now I have no wiggle room between my start date and the two week notice.

I’m looking to have my CV done professionally. Can anyone recommend any good professional cv writer?

Thrown onto a data migration project ....Help 🤷🏻‍♂️😨

Partners, what are signs/examples that a project’s leadership is prioritizing the clients needs over the team beyond the normal ‘nature of client service’? Is a convo is worth it?

Hey Peeps, I got an offer from Thoughtworks. I heard that you get some stocks too. But the offer letter does not mention it. HR confirmed it though that there would be a separate communication regarding the same. I have 7.5 YOE and joining as Senior consultant QA. How much stocks value can i expect to get?

Greetings from Madison, Wisconsin. I'm a reporter with more than 32 years of experience and I feel that, lately, local television news has been kind of dead, but I am pleased to fight for it from my local newspaper. Locals love to see someone from their own town succeeding or finding out something inspiring.

I am a firm believer that this will not change for a long time, local TV will continue to live as long as we stand for it.

Looking for someone to take over my lease on the UES in Dec. 1bd, renovated kitchen, well maintained and quiet with super on site. The best part: only $2175. 1.5 blocks from the Q. DM for pics.

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Looking for advice for investing in these two options. Say I have $100k by October saved up
1) Put 10k into iBonds and $90k as downpyament and closing costs for a property (I’ll need to put in 20%, already talked to several mortgage agents)
2) Put $0 in ibonds and put all the $100k in the home investing (given it’s a little more of an expensive property, given some other factors - location, size, etc)

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

I’d like to buy indexes of certain sectors right now, any suggestions? E.g. tech, utilities- others I expect to not be hit as hard

I have a fairly large sum of cash as I was planning to buy a house over the last year. I’m not sure if I should hold in cash or invest as inflation is so bad. What should I do? If I should invest, which funds do you recommend?

Still may buy a house in the next year or so. Just feel like I’ve missed out on so many gains in the past year keeping my money on the sidelines waiting for the right home.

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

How strict are they with HSA reimbursements? It seems people keep all their receipts but I haven’t seen or heard any instances where the irs requested proof.

Tendies? 😊 🤚💎🤚

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

What are some good platforms I can use to invest in Bitcoin? (Other than Robinhood)

As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

Hi! I’m finally closing my HSBC accounts (terrible customer experience and bad app). Just signed up with Chase for my checking. What would people recommend for a general savings account (for my rainy day fund to sit)? After 401k contributions I just put everything into Betterment. Is this a good plan? Recommendations/ advice appreciated.