Tax planning

Anyone has innovative ideas on how to reduce federal and state income taxes? I am in CA and my sources of income include salary, rental income, and some business income.

I already max out retirement benefits (401K, IRA, SepIRA etc.) and we have no kids.

Has anyone been told they need 25% down for a vacation home?

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

Hi All,
Does HSBC Technology provide option to take extended health insurance policy for parents ?

Two pending job offers as a Power Platform Developer, 1YOE in the specific technology, 2 total.

Role 1.
-95k base, no bonus, better benefits.
-Booz Allen Hamilton
-Senior Consultant.
-Similar position to now, better progression.

Role 2.
-95k base, 16% bonus, good benefits.
-National grocery chain.
-Slightly different role: more admin / training others / governance / custom coding connectors, etc.

Can someone please tell me about PwC Healthcare Advisory team culture? I am considering accepting a role there as an SA?

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

HSA vs FSA. My current employer doesn’t offer HSA but, offers FSA. HSA is no brainer. But, not sure about FSA. Any advice??

What’s the cost range of health insurance for a young family of four if you are self employed?

Mid-level associate at a mid-size regional insurance defense firm practicing coverage litigation. Salary is capped b/c my firm only does I.D./coverage and has no direct-hire comm clients. Second round of interviews with a comm lit boutique where I would be the only associate with 5 partners. Other than partner track, salary/benefits, and switching from coverage to general comm lit, what qualities of the move should I be thinking about as I weigh my options? I've never worked at another firm.

How is Google from a pregnancy/maternity support standpoint? Considering applying for a role, but likely will aim to have a child within the next year. Would they be accommodating? Do people usually come back from maternity leave into the same role or a different role?

Is 400k gbp all in (175 base + 225 bonus) decent for a VP2?
This is at a UMM fund. Carry c £1.5m but who knows when that will come…

PwC Partners.....can you explain the big operating model change that was announced that had no bearing on staff. Why announce it then? What benefits can we expect?

Has anyone ever done evening team check-ins and found benefits to having status updates at the end of the day vs morning? Asking about this in terms of working from home on an audit. Thanks!

Would tech ib (m&a) be more affected than say Healthcare/pharma ib in an economic downturn?

Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

My firm doesn’t match my 401k — still worth opting in?

Looking for New Year’s Eve plans for a couple other than going out to a club... any ideas?

I'm new-ish to copywriting after working as news reporter and TV host for years. I'd like to start putting together a portfolio of my writing, but I'm not sure what a marketing copywriting "book" should look like. I have emails, blog articles, promotions etc. Any good examples or resources you could share?

I have 4.5 year's of experience on dotnet with azure
Got two offers 1) TCS -12.5 , 2) YASH - 14.5
Which should i prefer and the CTC which I'm getting underpaid?

What’s the difference between PwC consulting and Strategy& (or EY/EY-P) in terms of both work and compensation? Some places I see them split and others they’re lumped together, and I’m confused what’s the functional difference.

Hello,

I have offer from

Optum, Harman Connected Services, CGI, WIPRO, Concentrix and LTImindtree

All of them are giving package of around 18 lpa. And location for optum and wipro is Hyderabad others are in Bangalore

My joining date is near can you please help me in choosing one of the best from these.

YOE : 3.9
Skills : Java, Springboot, Microservice, Azure Cloud with React Js

What policy changes are expected post LTI - Mindtree merger?

Any Sales tips? What has worked for you all when doing cold calls? And any tips and idea on building your book of biz?

I’ve doing this for a good number of years. I think I depleted almost completely my interest in this business. When I’m out of the office or during the weekends I get into a “leave me alone state” and don’t want to know anything about the office. I actually just want to get in the agency, do the best I can within the time I have available, and get out. In a business where “the most committed wins” this is not an ideal mindset, but I’m done. Anyone else experiencing something similar?

Who’s working away from home remotely? What’s your setup?

I have a technical interview with Google Software Engineering team. Anyone know what kind of questions they will ask? What are the best Google offices in the US or Canafa? are they flexible with remote work?

Hi shark how's the Paycore client in virtusa ??
How's the Work life balance?
Do they provide wfh ?? Pls put some light on it I really need help of you guys

Hi everyone, best project to be a product owner in Nagarro? Please reach out 1-o-1 if required. I have recently joined as a PO , APC with a hope of doing good legit work.

Any help is extremely appreciated 🙏🏻

hi fishes,

any idea on senior anslyst enterprise procurement level 3 package? i have 2nd round tomorrow any advise? Thanks in advance 😊

Naples, worth it or pass? More interested in going to Pompeii but thinking of doing a day trip from Rome instead

I am meeting my girlfriend’s parents for the first time this weekend for dinner at a pretty nice restaurant. Her parents are fairly traditional Chinese mom and dad and I am not Chinese, or Asian for that matter… I don’t want to show up empty-handed - any ideas on good gifts for first time meeting Chinese parents?

Looking to move out in about 1-1.5 years.. any thoughts on where to park a large sum of cash for the time being? I feel like just having it sit in regular savings is a waste, but putting it anywhere even if it’s not known for being risky still rubs me the wrong way! 1st time home buyer, thanks!l!

Midsize pharma media agency is hiring a few digital media supervisors, sr. AE, and some digital strategist/planner positions. NYC

DM if interested!

Decided to payoff my mortgage.

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

Anyone know of a good cross-border US/UK financial fiduciary?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Any suggestions for joint investment account with a significant other?

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

How’s would your FIRE impact if market corrects 20-25% from here?

What do you estimate to be your personal functional inflation experienced over the last year?

I know the fed says 8.6%, but that number is averaged over many products normal people don’t frequently interact with.

I’d rough estimate something closer to 25% cost of living inflation over the last year for myself.

As an investor, do you choose longer or shorter amortization periods when paying off your mortgage and why? Will return on investment be higher if the amortization period is longer?

Can I do 1031 exchange with the profits from the sale of a second home into the purchase of a primary?

Thoughts on staking crypto? What’s the safest way.

Has anyone bought a house in pre foreclosure for investments? How do you assume possession of their loan? Do you have to go to the bank and qualify for it or just sign? Also, is there a way to see how much in fees and backed mortgage they owe?

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

I left my job a month ago & my 401k match never vested, but is still in sitting in my account. Is there anything I need to do or will my old company take it out on their own? They never mentioned anything when I left. TIA!

Any thoughts on the below mix of index funds for a portfolio? Too little? Too much?

VOO
VUG
QQQ
VGT
MGK
VIG

Put an extra $500 a month to our mortgage principle,’or invest that into an index fund in a brokerage account? Mortgage rate is 3.875%

Custodial or 529 for child?