I have a fairly large sum of cash as I was planning to buy a house over the last year. I’m not sure if I should hold in cash or invest as inflation is so bad. What should I do? If I should invest, which funds do you recommend?

Still may buy a house in the next year or so. Just feel like I’ve missed out on so many gains in the past year keeping my money on the sidelines waiting for the right home.

I have PMP prep books, anyone want to borrow them?

I live in a no-income tax state but work for a company in NYC. I’m getting taxed around 15k bc NY requires remote workers to pay NY taxes. What would you do?

Which brokerage account you guys are using? any recommendations plz?

Custodial or 529 for child?

Turning 30, with $50k in the bank. Luckily no loans left, but still feel like $50k is way too little. Living in NYC is draining my wallet, even when I try to eat at more more than 50% of time.

If I leave Deloitte after one full year post MBA will I still get to keep the first installment of tuition or will I need to return it if I don’t stay the full two years?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Do you guys factor in how far your parents live when looking to buy houses? My folks are here but I'm thinking of buying in Louisana. Scared to leave them though, haven't ever lived more than an hour away from them 🥲

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

Off Topic:

I am staying in rent in bengalore and my house owner has hiked the rent by 70%. Question to People staying on rent, is everyone facing issues like this? What is the ideal rent for a 2bhk in your locality/society?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Let’s talk finances. How are you all paying for this? Loans, I assume, but any strategies?
In early 2021, better to try to max out retirement accounts to maximize financial aid or to just start saving?
200k is so much.

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

Are you considering selling a property? If so, what’s holding you back?

Is bank interest riba?

I have been researching into this these days and there is literature that shares how lending worked in pre-Islamic Arabia. When the time to pay back a loan came, the lender would ask "would you pay or will you increase?" And that increase was usually doubling the loan. Subsequently ever year the loan wasn't paid it was doubled from the previous year.

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

What is the best-kept secret among realtors?

As someone who has spent 7 years in the recruitment field specifically helping those who originated in audit or partnership tax compliance I’d be happy to answer anyone’s questions! Please only those that live and work in NYC.

Would any biglaw recruiters/HR be willing to give advice on a resume/CV? Undergrad senior looking for an entry paralegal role at an NYC biglaw firm, I would really appreciate any insight. Thanks!

Question my fellow Fish Bowlers♥️ I had a phone screen interview. The young lady stated to watch out for the email, attached will be the link for virtual interview w/ manager on Monday @10am but NEVER received an email. Should I email the recruiting analyst and advise I never received the email invite? Thank you all in advance.

HR opinion: Do I have any leverage as a hospital nurse case manager in negotiating earned time? I have 15 years within the organization, left for 10 months to be remote during the pandemic while sorting out childcare as immunocompromised family helped. Now HR is restarting my ET as a new employee. I realize I left, but not on bad terms and I am an exemplar and respected employee. I thought I’d have the upper hand with the nursing shortage but I’m getting the “rules are rules” response. Help!?!

Hello! I am looking for a referral for Google. Would anyone would be open to referring me? Happy to share my LinkedIn/resume. Thanks!

So I have a meeting with a company tomorrow to get their official offer to be a BDR. It’s a tech company in PA, relatively LCOL area, their revenue is around $3-5 million a year. I have about a years experience. Any idea what I should expect? I know there’s a base and obviously bonus + commission but I don’t know the split %.

Trying to get out of consulting and into some sort of project management. Can I do this without taking a pay cut? If yes, anyone willing to review my resume?

Hello fishes,

I'm looking for someone to share 2bhk (fully furnished) in North Bengaluru (Bhartiya City) . It's an all girls accomodation.
Single room in 2BHK Rent : 16 k approx (negotiable)

About Me: feminist, not a party person but a backpacker. Looking forward to positive vibes, long drives and peace times

Hi All

Does Pwc revise an offer if we have another offer in hand?

Anyone here ever had any experience using a 203(k) loan? How wild you rate your experience?

As an MBB consultant looking to move into industry, should I expect to take a pay cut? The roles I’ve come across so far seem to for less pay than I make now

Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

Please help me out which one to join I'm totally confused
EY India - Associate consultant - 7.5 lpa - client facing role
DXC - Business Analyst -9.7 lpa
Kroll - business analyst -10 lpa +50k joining bonus
Yoe -3.4
CCTC -5 lpa
Role - Business Analyst

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Forgive me if this is a stupid question- but if Trump bails out Oil and Gas companies, could Chesapeake be a steal at 17 cents?

Can someone provide some knowledge here? I’ve recently saved $100K and have a chance to invest this into an investment property which will wipe out most of my savings. Does it make sense to continue investing this $100K in hopes of dividends / appreciation or invest into real estate but may wipe me of my savings?

What's a good percentage of cash to keep in your portfolio?

Question for other people with student loans. When the deferment period ends are you planning on making a lump payment or are you going to wait to see what (if any) student loan forgiveness comes through before you pay?

Finally got over my fear of timing the market vs time in the market. Finally bought some voo and qqq today and plan to DCA the rest. Thanks guys!

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Looking for advice for investing in these two options. Say I have $100k by October saved up
1) Put 10k into iBonds and $90k as downpyament and closing costs for a property (I’ll need to put in 20%, already talked to several mortgage agents)
2) Put $0 in ibonds and put all the $100k in the home investing (given it’s a little more of an expensive property, given some other factors - location, size, etc)

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

Can someone clarify under Biden's new proposed capital gains tax, LT capital gains are now income? Meaning if I sold above $1m worth of stock, I'd be taxed at 40% regardless of annual income?

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

Following up on “how you pay for engagement rings question”, where did you buy the engagement ring? Blue Nile? Private jeweler?

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

GME and AMC are not doing well today 😂

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

Is there a rule of thumb for when to stop contributing to your Roth due to the salary cap? I feel like It’s tough with bonuses to know where I’ll fall within the phase out or if I will qualify at all to do a Roth due to salary. Definitely don’t want any trouble with the IRS.

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Does anyone mind sharing how they are saving for the future? Or just securing yourself? I have stocks/bounds, 401k, regular (1) savings/ (2) checking, about to open a self found Roth IRA. But, what else am missing? Should I do a health found? I’m also starting a bit later at 34, so I feel like I have a lot of catching up to do. Any advice?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?