My CSR annual fee will hit later this week, but before that happens, I’m thinking of downgrading to the Freedom Unlimited in order to keep my UR points. I’ve had the CSR for 24 months so my (cont)

like
Posting as :
works at
You are currently posting as works at

Make sure you're under Chase's 5/24 rule

like

Should work. Don’t forget you won’t be able to transfer your UR points to any partners unless you currently own a sapphire product.

like

Oh interesting, thanks for the information

You can ask for them to give a $100 credit for the new fee value. You can still get your $300 credit later this year. With the doordash addition and 5x back on groceries right now (including gift cards at grocery stores) it may not be a bad card still.

like

I just looked at mine. I started with my in October and got $300 in oct and $300 in Jan, so can confirm it’s calendar year.

like

Plan is to downgrade to the free card, and then if we are able to travel later in the year/before next May, I’ll open a new CSR or CSP and get the new sign up bonus since it will have been 24+ months since my last bonus. Am I missing any rules here? Is the thinking correct?

I called chase and the 48 month rule is in place, there’s no grandfathering of rules for those who opened their accounts prior to the rule change. But I could still downgrade while travel is uncertain and then upgrade back to CSR if travel picks up (but no new signup bonus)

Related Posts

Favourite money saving hacks? Signed, Broke in New York.

likehelpful

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

like

Will interest rates ever get back down to covid era levels?

like

Apologies if it is off topic.
My brother has over 20 yoe in electric and 10 yoe in solar engineering including owning his own small solar company. He is looking to relocate to US or Canada. Can anyone provide any lead on which companies provide sponsorship? H1B or Canadian work visa. Thanks!

like

I canceled my Amex paid membership as we aren’t traveling for work yet. Have 100k points to redeem in 2 days. Don’t want to waste it on target or Walmart gift cards as they have terrible conversion rate. Any suggestions? May be transfer to Emirates points as I will travel to Dubai in a year?

like

How do I make millions?

like
like

The threat of nuclear bombs flying over cities should crash the real estate market

like

Fishes who applied for UK Visa, I need to submit last 3 year's ITR. Which one of the below shall I submit -

1) Single page Receipt from the IT Portal.
2) Multi page detailed form from the IT portal.
3) Intimation 143(1) which IT department sends after processing.

Help appreciated. Thanks

like

How do you boost your credit score within a couple of weeks? Very small increase needed.

like

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

like

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

likehelpful

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

like

what would be the salary for Director product mgmt at Amex ? and band ?
yoe 12, cctc - 53

Looking to hire a Supply Chain Strategy Manager role at an SF consumer electronics company. 3-5 YoE in consulting, bonus points for SC project work. DM me if interested! Location is SF or Dallas but open to remote for the right fit.

like

Realtors: are there any listings you've ever regretted selling? Why/why not?

like
like

I’m a 2016 grad making $120k in a small to mid-size regional firm. I’m based in Nashville. My firm’s management is trying to survey other small to mid-size regional firms to get a feel for where the comp is now, especially in light of the big law increases that are making headlines, and to see just how far below market we may have fallen. Any additional data points from smaller regional firms (especially if you have a presence in Nashville or across the SE) would be appreciated! TIA

likehelpful

More Posts

Random/odd question if anyone knows the answer: if you are a corporation in state A (California), can you operate as a sole proprietorship in State B (Massachusetts), and have your website list the name of your company and both states in which you operate? Asking for civil procedure purposes in Massachusetts and wondering if the State A Corp is an unregistered foreign Corp in State B that I can tattle on. Polling the audience!

like

How is the work culture for a DevOps in QuestionPro Pvt. Ltd Pune?

like

Which is better Cognizant or Persistent Systems in current situation for 10 yoe? Please help got 5 days to decide.

like

Let’s get this bowl active and going. What are ATL fishes doing for fun this weekend?

Reached theoretical financial freedom (4% of networth covers 120% of my yearly spending)
What should I do?
-Motivation to grind at BCG is not here anymore and honestly the experience here was underwhelming (~1y as a C, lateralled from other firm)
-Still too risky to open own lifestyle business
-Option to exit to industry for a few years at a 9-6 job?
-Option to do some side hustles?

Anything I should consider when making my decision? Any risks I haven't foreseen?

Thanks!

likeuplifting

Has anyone currently went through cloud/data engineering interview in Google? If so, I would be highly obliged if you can share your interview experience. You can also DM me.

like

Just realized I hadn’t had an in-person interview since 2019. I’ve done multiple zoom interviews and was onboarded remote in 2020. About to see a real person today! Wish me luck.

like

Hi All,
Need some suggestions!!! Please help

I have two offer , one offer is from Infosys and package is 16 + 1.25(JB) and role is lead data analyst - data science (Bangalore location) and other offer is from Latent view and package is 18 and role assistant manager and location is Chennai.

Which one should I choose?

like

Question about my side hustle - I'm an Instagram wellness blogger just getting started and at about 2K followers. Don't want to have all my eggs in one basket and looking into expanding to another platform. Weighing the following options : basic website, newsletter, podcast (podcast would complement or replace IG Live interviews that I currently do).

Any advice on the best next step?

like

Okay. Possibly a stupid question BUT Imma ask anyway.

Can someone just explain how you plan out how much to bill so you can make sure it’s not a mad scramble at the end of year? I’m moving from a firm where I was lacking in any kind of mentorship. No one ever just sat down and explained the most efficient way to track/measure your hours to confirm that you are on track.

Is there just a secret excel spreadsheet that all lawyers have and I just missed the memo???

HELP.

like

Office bathrooms should have signs that say employees must wash hands before leaving...

like

Hi everyone!

I've been offered a job at
Publicis Sapient as a front-end developer (React Js).
What kind of work culture, work load and tech stack exposure should I be expecting?
I'm having 1 year experience.

I've also got offers from IndiaMART InterMESH Limited, Amdocs, Verizon and Collegedunia.

All for the role of front-end web developer.

I'm very confused between all of them.

like

Hi Everyone...i have offer of Publicis Sapient as SA level1.Can anyone please help me out about how the company is in term of work culture,career growth, work life balance, yearly hike.I am really confused as my joining is near.
Tech stack : Java Backend
Thanks

like

Looking for jobs in media! I was a casualty of covid-19 and have been looking for jobs over the past 8 months. Is anyone’s company hiring?

like

As an MBB consultant looking to move into industry, should I expect to take a pay cut? The roles I’ve come across so far seem to for less pay than I make now

like

For folks in Atlanta!
RE: COVID19 Vaccinations

Johnson & Johnson
1 Shot

St. Philip AME Church
Family Life Center
240 Candler Road
Atlanta, GA
404-371-0749

Friday, 3/19/21
3 pm - 8 pm

Sat, 3/20/21
9 am - 2 pm

Understand all adults are welcome.
Only be there before 1:30 pm

likehelpfulupliftingsmart

Fixed offered as 36 lpa. What shall be the inhand in CBA. TIA

like

Does publicis sapient have RPA-Uipath projects?

like

Does anyone have any insight into Arnold & Porter’s tech transactions group? For some background, current litigation 3rd year wanting to make the switch to corporate.

like

Additional Posts in All things points

How can you track the fast track United mileage program?

I signed up for fast track in October and it said I have 120 days to use the fast track. On my mileage profile it says that I need to hit X miles etc to get gold status by the end of this year.

Are these two things separate and where can I see the fast track progress?

Thanks in advance :)

like

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

like

Lyft pink is back for CSR, be sure to cancel auto renewal too

Post Photo
likehelpful

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

like

What are some perks of the Ritz?? I’m staying here for the next few weeks but I don’t get the hype

like

I have been searching for a travel card for months. I am a young guy who is looking to take advantage of credit and earn points at the same time. Cap One just released an interesting new premium travel card with a lot of seemingly good perks (Venture X). I also looked at the CSP and the Southwest Priority card. My girlfriends family has Southwest and swear by it, with companion pass being the differentiator. I am in the DMV area and have mostly flown Jet Blue or Southwest. Any thoughts on this?

like

Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?

like

Will end up at 65 Marriott nights for 2018. What would you select for your annual choice benefit? 5 elite night credits or is that pointless?

likefunny

Has anyone seen any decent MQD run ideas for Delta recently? I’m about 8k MQDs from diamond. Seems the Aeromexico method is on hold until they are fully back up and running. Thanks!

like

American airlines is so dumb. Was trying to purchase MCE seats for a long-haul. You can’t
purchase it online after check-in. And they can’t uncheck you over the phone. Good thing I fly Delta!

like

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

like

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

Has anyone been offered a status buy-up for 2021. ~$1700 short of United 1k this year and think my travel will increase a good bit starting next year. Think it could make sense, especially given the 2021 thresholds

like

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

like

Anyone with systemwide upgrades to sell on American Airlines ?

like

Hey all, I left four shirts in the wardrobe of my room in a Sheraton. They’re saying they are not in lost and found but I am 100% sure they were in the room. One of the shirts has sentimental value...

Is CSR still worth it? I already used the complimentary Lyft membership? It just expired. and I already used the DoorDash benefit. Their fees are going up to $550

like

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

like

Does CSR earn 3x points at bars on drinks?

like

Incoming BA - any advice/links on the math for the best credit card for personal use?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal