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I would get something that has potential for medical benefits at retirement
How can we assess this?
If I were you, I would exit to industry ASAP. You can make around same TC (possibly more in some industries) and work 30% less, if not even better. It may not be 9-6 always, some times you’ll work 10-12hr days, but you will make way more on an hourly rate than here with better balance and quality of life. FWIW, I was also a lateral hire, have had an equally underwhelming experience with BCG (e.g. culture, team environment, type of work, growth / development, etc.) and am looking for other opportunities.
Doesn’t BCG contribute about 30% or more on 401? Could that be a motivation. We don’t get such a high contribution from company.
BCG contributes 10% to 401k. Certainly more than most other companies, but by no means should be a major consideration in a decision like this.