My pension is spread across different accounts based on employers in the UK. Need guidance on the steps to follow to aggregate it and also investment in a stable competitive investment market plan.

I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

What are the best ways of tax exemption

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Starting at Deloitte in a few weeks as a Specialist Leader. The 401k match is only .5%? Why so low? Does it ever increase?

Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

Which credit card do you think is the best for ME consultants?

Is it a good idea to invest in your UK pension fund over the max your employer will contribute/match? This may potentially lower income tax but then one can't really access the pension pot till retirement. Or is it better to invest post-tax income into a stocks and shares ISA to avoid capital gains tax? TIA!

Has anybody invested in Yamuna gaur city or planning to do so?

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

Hello fishes
Can you guys please suggest me the good term insurance plan and things I need to check before taking the policy.

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

1) I know that most of you will say that buying an expensive engagement ring is a waste and bad, etc. so let’s start with the assumption that I don’t care and it’s happening
2) does it make sense to finance an engagement ring purchase or buy in cash? If financing, how much would you have to put down for a ~$30k ring? (If you’re upset by this number just replace ring with car or education or wedding or whatever you feel good about lol)

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

What is your favorite part about being a realtor?

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

How important is seniors/managers setting an example? It seems these people believe they are entitled or privileged at Barclays and morale is suffering as a result.

AMZN buy more or hold?

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Info on a new job the company is SAPUTO Dairy inc.

Hi,
Can there be a case when you are hired for a specific role and later on you are aligned to a different project ?
Thanks

Bosch or CTS

I am currently working as analytics professional. Some of the work included but not limited to are Insights generation, root cause analysis, creation and maintenance of data pipeline for owned charters and projects.

Regularly used tools are SQL (Hive, Trino, MSSQL), python, dashboarding tool.

Currently looking out for opportunities. If you have something into data science and analytics then please let me know. Will share my resume with you.

Regards,

For Virtusa internal candidates :

If anyone has basics testing knowledge and good comm skills and willing to move to testing domain, feel free to comment

Dear folks,

Did anybody join Virtusa recently in Level-2 designation in JPMC?

Can you let me know if they have provided any laptop? And also what kind of experience are you having while working in JPMC? Is it good?

If that’s your Art Director, then why is he in my google doc?

Strategy Consultant, recently promoted to Manager with a focus in tech and life science. What level roles and financial packages would be reasonable for an exit into tech/health tech/digital health? Mostly interested in product strategy or growth strategy roles in SF, Seattle or Boston. Anyone have experience with this?

I pivoted into tech two years ago. I'm making good but not great money.

Anyone else in that same situation constantly consider going into the reserve or national guard?

It's like a weekly thing in my head.

On the one hand: more money and better medical, small pension @ 60, TA, etc.

On the other hand: it's the reserve.

Decisions, decisions.

Hi Guys
I will be joining IBM next week in Bangalore ( physical onboarding ) and my hometown is in West bengal , My father is having health problems , mother won't be able to handle everything and no such person we can rely on . Also I am getting married in January . Hence If i stay in Bangalore there will be no one to take responsibility for my marriage prep also . If i convey to my ibm manager will they consider for 4months of WFH?Any documents may have to show?
Need your suggestion please

Please recommend resorts in Puerto Rico for families. We have a toddler if that matters.

How is the onsite opportunities in the coforge..?

HR called me and said this position is for onsite once the border gates are open...? Can i believe HR words..?
I am interested in Onsite opportunities.

I'm looking to return to the U.S. after over a decade living and working in SSA (Marcom for ecommerce startups and tech enabled nonprofits). I've been job hunting as I plan my move in the fall but haven't gotten any serious bites. Does anyone have any pointers to ease the process of transcontinental job hunting?

What’s your favorite worship song?

Hi Friends, is there any opening for checkpoint firewall

Folks - when you calculate the total diluted share counts, does the result have to tie to the reported diluted share counts on the most recent filing (either 10K or 10Q)?

Received an offer for equity research and IB, both in toronto. ER paying $120k base and my understanding is that bonus can be around 25-30%. IB is paying $105k base but likely higher bonus? Which one would u choose if you think you would be good at both

I am new in London. I have 4 years of M&A experience in the buy side. I have come across an opportunity to work with Rede Partners in London. But I am not aware of what exactly they do and what to expect going ahead. Can someone please guide if they are aware of Rede Partners?

Left IBD to quickly - VP1 opps?

Long story short - was lured into an opportunity to do BD for a large PE PortCo… better work/life balance, but honestly miss the deal cycle.

Anyone know of open VP1 opps right now?

Quick background - former MM banker (think Raymond James, Piper Sandler size) doing FinTech and Asset Management within FIG, but also open to other sectors.

Thanks!

Senior Risk Consultant + CPA at big 4 (4 YOE) looking to break into IB with no Deals experience. Would appreciate any tips, tricks and resources for interview prep and beyond. I have an interview coming up with an MM bank in their Real Estate group. TIA

For those of you working in your physical office in nyc in IBD or S&T right now, do you have to wear a mask all the time? Or like only in elevators

Lower middle market bros. What’a your comp structure? I will share:
100k$ + 60k$ discretionary bonus

Does anyone know about Sage Group? Seems to be a boutique firm but not sure about their culture and overall dealflow in the market.

Have an internship next summer in a vertical I don’t want to work in and is completely unrelated to where I want to end up. However the firm is strong in PE. To try and break into that side after my internship at the same company, would it be more beneficial to take on a (very small boutique) PE internship or an IB internship this fall?

Just signed an offer and moving to Chicago in about a month. Unfortunately, I don’t know anyone there. Any best practices for finding roommates?

Anyone analyze QoEs before? Need to come up with questions for due diligence call and looking for some guidance

Thoughts on PJT strategic advisory?

Any staple brands for a first year analyst’s wardrobe?

Say I work in tech and have a decent finance experience. Would my 3 yoe of domain "expertise" in tech make me an attractive bet for the banks Tech coverage team? In other words, does having experience in Tech make me more hireable for IBD?

What are bonuses like for a first year IB Analyst in London? (Think US banks like GS, MS, Citi etc.)

Thoughts on the Tech investment banking scene in Charlotte, North Carolina?

Does anyone know Barclays Ib summer bonus cycle month?? Thanks in advance

What does everyone wear for client meetings in a WFH setting

Would tech ib (m&a) be more affected than say Healthcare/pharma ib in an economic downturn?