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Home loan is like paying interest of 200K to save 60k. So if u have money don't take any KARZ. I have also loan but I didn't have money..
yeah.. I agree.. but if we can invest that money and generate more returns then what we are paying in home loan then it would be beneficial. What say ?
Take loan, housing loan interest rate and inflation are almost same. In long run interest rates are set to fall, you are basically using free money. Invest the money that you have somewhere else.
Thanks for your advice 🙂
Pro
Never take any loans and fall into emi trap