Need opinions. My gf (who is white) and I have been dating for over 3 years. Engagement is pretty much on the horizon but officially not yet. We looked at a house for giggles for ideas as we were told it already had offers. It's in Northern Virginia for ~600k(!). The agent told us if we went through her and the lender the seller is using, they would actually probably let us have it for about 630. Credit was run and we're both great on that front. House is decent and payment will be really cont'd

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Why is it ‘on the horizon’? Before you go crazy with culture and houses, propose , get a response and then move forward

Also , never buy a house on whim.

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My advice is never to rush into life changing decisions. 50K is a lot but spread over 30 yr mortgage is nothing compared to the regret or the headache/heartache you will face if things go south after you rush and buy this house on a whim. House buying should be a well thought, thoroughly researched decision.

Also, your girlfriend’s skin color is irrelevant to this conversation.

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It is. Starting with that caught desis attention 😂

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LOL this changes everything now that we know she’s WHITE! 🤯🤯🤯

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Like should we go "tu to stud hai bhai, gori bandi pata li, visa bhi set ho gaya, jiyo sallu!"

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Type faster

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Ghar ke liye nahi to Green card ka to soch Bhai. Varna line mein lagega humare saath and zindagi chalegi visa bulletin ke anusaar

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Tension Nahi le raha, hawa maar raha hai.

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I must be missing something here - your reason for saying she is white?
On a separate note - why are the two of you buying a house together since you are not engaged or married?
Have you two worked out any legal property documents?

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Yeah we currently are living together (that in of itself was also a trial at first concerning acceptance from my parents but they understood. Also none of my extended family members are aware)

Go for it OP - if you love this girl and she is good to you, things will fall into place. What’s the worst that can happen? If you were to split up, you’d sell the house and split the money. Just make sure the house is listed 50/50 for you both, and you both equally contribute to the purchase. Don’t forget to send me an invite to the wedding 🙂

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I agree with MD and make sure it’s 50-50 coz Va laws are pretty strict when it comes to separation and all. We should get an invite :)

How did you go from looking at a house for giggles to contemplating on whether you should make an offer the following day or not? Don’t get pressured into buying the house now if you don’t feel like you are mentally ready or your situation isn’t stable. Also, consider worst case scenarios such as: engagement doesn’t go through and you’re left with covering the entire mortgage, etc. I would suggest you figure out your relationship first and then worry about getting a house.

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I thought Desi Bhai's were much smarter but we found an exception!

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...in any case you do go forward with marrying her, hit your boy up for the wedding I’m in NoVA too!

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My husband and I were in a similar position. Although, we were engaged and looking at houses. We bought a $600k sfh in Northern Virginia as well and got married a year after that. We've been married for 4 years now and are expecting our first baby.
If you're both on the same page, the emotional side of me says jump in why not if you know the relationship is going to last, there's no reason to be concerned. The rational side of me thinks that maybe you should be engaged so there's more of a confirmation that this is the real deal before investing in such a large asset.
On a side note, the owner giving you one day to think about it is odd. Make sure you've looked at a couple houses and know what you're signing up for. Good luck 🤞

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Sure. We rented in Reston and then bought a home in Ashburn farm. No regrets - it's been amazing and more affordable compared to Tysons or McLean. What area are you looking at?

Even if you are a US citizen : thark level for anyone who is brown remains same


When will this white skin obsession end . What's the need to mention WHITE

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Payment will be pretty good. Problem is seller wants to be done with it and we need to tell them by the AM. I've been agonizing over it because of both the snap decision and the societal/cultural aspect from my parents. They really want us to be at least engaged first but the value will never be found like this. What do you think?

Yeah I was not a fan of the "have to decide today" but they did have multiple offers which is why. We ultimately decided not to go with it. We're going to take a more serious look over the next couple months and by then I'll have popped the question

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I own two homes, never buy a house on a whim.. there will always be something you will like if not better. As the others said sort out your personal goals, and be a 100% sure you are ready to take on a house

I can understand that this is hard and an emotional situation to be in, so please sit down and talk through this

This is literally the next step in a relationship, you will have to lay down roots, constrain certain career and geography decisions, etc

I wouldn’t.
1. I wouldn’t believe this is as great value as the real estate agent says- If you’ve been looking at houses as short a time as you say, you’ll statistically be able to find something just as good again in a few months
2. Buying a house is a big deal. Spending some time looking it over and making sure it doesn’t have any red flags/ issues that could bring down property value isn’t something you can do in a day
3. A lot of housing markets are expected to dip in the near future, esp in larger cities. Not sure if relevant to you, but market trends are just something to be mindful of.

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