New grad here. Anyone have a Chase Sapphire card? I’m interested in the benefits and rewards, but am unsure of whether it make sense to open a new card right now especially given the WFH/no travel situation. I currently have a Discover Card (was told it was good for students) and I pay everything off automatically and in full.

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Wait till travel opens up..sapphire reserve is a great card but the perks are best utilized when you are on the move

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Preferred is great with or without travel. Reserve is only worth the $500-some fee if you're actively traveling

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Hold off on it until you go back to travel. Im assuming you mean the chase sapphire reserve card.

I got the preferred right out of school and then upgraded to the reserve. The fee went up to $550 which is pretty absurd to me now considering we can’t really reap travel benefits so considering dropping back down to preferred

The fee right now is back down to 450 thru the end of the year!

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The sapphire preferred has a really good promotion bonus if you get approved. 80,000 points which is a $1,000 redemption for travel, and if you transfer that to the reserve card later on, the redemption value will be even better

Reserve is totally worth if you are starting to travel back.

Worth it if I’m thinking about buying a peloton?

No I don’t think it goes towards dining as well. Traditionally was just travel (plane; train: taxi/Uber, bus) but they extended it to groceries for covid.

Welcome bonus alone makes it worth it honestly

I'd go with the Preffered now, and use the sign on bonus offer.

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